The Laguna Beach art walk is an event everyone in southern California should have an opportunity to experience. Every first Thursday of the month, artists and galleries open their doors for the evening and welcome passers by to discuss their work and invite them in for a glass of wine and socia
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01/11/2010
According to Housing Economist Tom Lawler, when contacting HAMP about which servicers are currently providing second lien modifications, the response he recieved indicated that no servicers are currently accepting second lien modifications and that the entire program had been put on hold. Many ba
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01/07/2010
In today’s market, having a high credit score is essential. Considering the lack of credit that is being made available for consumers these days, only the highest credit scores can expect to receive favorable loan terms, or even receive loans at all. The old standards for good credit scores hav
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01/07/2010
FHA has finalized the condo approval process for loans with case numbers assigned on or after December 7, 2009. Some of the key highlight are: Condo developments must be approved thru Direct Endorsement Lender Review and Approval Process or HUD Review Approval Process Spot approvals are stil
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01/03/2010
I am in Arizona visiting some of my best friends, including their families for the holiday! We are a mix of all walks of life and ages, speaking of ages, many are living in retirement communities and full of wonderful stories. So, we had a New Years Evening of stories and card playing and betti
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01/01/2010
Bank of America is suing MGIC, a mortgage insurance company for not paying claims that they have submitted. Mortgage insurance is a policy that pays lenders or investors for losses due to a default on a mortgage loan. This insurance is there to protect the lender. The insurer in this case is M
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12/27/2009
The below is information directly from Stu News Laguna......Stu Saffers Laguna Beach News and Community.... James Merritt Eaton, 60, and his son Brian Chandler Eaton, 28, were charged by the OC District Attorney with conspiring to commit fraud by inflating property values. Laguna Beach police arr
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12/22/2009
I have learned so much from AR, not just about Real Estate and the whole Industry in general, but many life lessons. I know that I have learned many of these life lessons before, but they are easy to forget. Hey, I forgot what I ate for breakfast 3 days ago. Our memories I think, can only keep
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12/21/2009
Angelo Mozilo, Founder of Countrywide Financial is accused by the government for deliberately misleading investors about Countrywide lending practices. The government/SEC also believes he took part in insider trading that may have made him approximately $140 million of profit. He had received ma
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12/20/2009
California Loan Modification Attorneysunder investigation by the California Department of Justice are listed below. I like to keep publishing this list and update it with changes. Recently, James Parsa of the Parsa Law Group is no longer allowed to practice law and had a significant California
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12/19/2009
