Bay Area Mortgage Blog

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Mortgage and Lending - Platinum Home Mortgage Company - NMLS #238304
Small, easy to read mortgage tidbits from a California lender take you from application to approval in 300 words or less.
RECENT BLOG POSTS
San Francisco's very own Tara-Nicolle Nelson wrote a provocative blog asking the following question: "Why aren't buyers biting?" But I ask this: Are there any fish left in the American Dream Pond who can even swim (much less "bite")? Or have we dropped so much toxic waste into the pond that we ha...
10/28/2010
And so I am...the lucky one. First born means you have known your father longer than any of your brothers or your sisters. You have watched his life unfold: in his twenties...... (freshly graduated from college, joining the corporate world) in his thirties....(driven to rise the corporate ladder,...
06/20/2010
Please, whatever you do, don't go out and put $8000 worth of kitchen appliances on your Home Depot account BEFORE your loan closes. I don't care if it is 0% financing and the payments don't start for 6 months. Just don't do it. You may have your loan approval in your hot little hand. You may have...
06/02/2010
It sent a chill up my spine just thinking about it: A housing market without FHA. You see, we're as addicted as any crackhead and we don't even know we're on a high. The world in general believes we're "recovering". If recovering is taking you off one drug and replacing it with another "more acce...
05/26/2010
Do real estate agents buy into the idea that "shopping around" for a mortgage is a good thing? Or do most agents fall into the category of always recommending the same lender, secretly hoping that the buyer will NOT shop?  After all, the one referred to as "MY LENDER" is the safe choice. But is i...
05/18/2010
First time buyers in California, GET CRACKIN'. By closing escrow after May 1, 2010, you can apply to the State of California for $10,000 in tax credits. But you better hurry. If you want to get some nifty tax credits, buy a house at a rock bottom price, and take advantage of LOW rates (while you ...
05/13/2010
Who am I? See if you can guess. I had to be fingerprinted and pass a background check. I had to register with a governmental agency and was assigned my very own unique number so that they can keep track of me. I don't have to wear my number on a little tag dangling from my collar, but I will need...
05/06/2010
If EVER there was a reason to get off the fence and BUY YOUR HOUSE in California, this is it. We're talking a once in a lifetime, 24 karat golden opportunity to have the government subsidize your home purchase for up to $18000 in tax credits. But the window of opportunity is EVER so brief if you ...
04/06/2010
 1.   You are 25 years old. In 15 years, you will be 40 years old. Wouldn't you like to have this house paid off and be only 40 years old? 2.   The price of buying a FIXER is you have to LIVE in a fixer, and be chained to it on weekends (when you should be out having fun) You are only young once....
03/19/2010
Some words are magic. Take, for instance, "NEW CAR". While in the car business I learned that those 2 words don't just mean "a big hunk of steel you would be the first person to own". Oh no. NEW CAR as in: FREEDOM  ACCOMPLISHMENT STATUS SUCCESS GOOD TIMES ADVENTURE FRESH START In the world of fin...
02/19/2010
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JanetGuilbault

San Francisco Bay Area Direct Mortgage Lender
local_phone(925) 212-6347
smartphone(925) 212-6347
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