Miami Lakes Real Estate with Stephanie L

  Then look NO further!   Here’s how it works: Your personal credit rating, largely, determines what loans you will qualify for and the interest you’ll pay. Credit ratings are not based on mathematical formulas. Instead, credit rating agencies use their judgment and experience in determining lik...

  Current Rates      This Week vs Last Week Comparison Chart   Mortgage Rates History Charts   Powered by Mortgage Rates Widget ---------------------------------------------------------------------------------------------------------------

I keep saying to all my sellers/buyers that inventory of homes for sale has vastly decreased in the Miami, Fl area.  I tend to get the same reaction everytime I say it... They all seem to think that I must be wrong. But as an Active agent in Miami, FL... I know my market. This is why I just had t...

Closed Sales for March 2012   Broward County:                                                  Type of Buyers:       Property Type                           Closed Sales         Cash       Conv         FHA             VA           Other Single Family 1012 41.4% 30.4% 24.2% 3% 1% Condo/Townhomes/V...

  Closed Sales Feb 2012      Miami-Dade County                                                        Type of Buyers   Property Type Closed Sales Cash Conv FHA VA Other     Single Family 829 47% 24% 24% 2.5% 2.5%     Condo/Townhomes/Villas 1218 79% 14.6% 3.3% 0.3% 2.8%         Click below to view...

                               Code violations with no liens placed against the property are not a title issue and therefore a home can be purchased with code violations, leaving the Buyer responsible to cure the violation. It is the buyers’ responsibility to do their own homework when buying a h...

  I came across this article today and just wanted to share it... Have Home Prices Finally Reached Bottom? Daily Real Estate News | Friday, March 23, 2012 “Prices are bottoming now,” according to a Bank of America Merrill Lynch forecast, released this week.  In the fall, the analysts had predicte...

The 30-year fixed-rate mortgage, stays below 4 percent for the past 15 weeks and AFFORDABILITY is High. Freddie Mac reports. Here’s the scoop on mortgage rates for the week ending March 16: 30-year fixed-rate mortgages: averaged 3.92 percent, with an average 0.8 point, inching up from last week’s...

Just in New Short Sale Deadlines go into effect. As part of a settlement with state attorneys general, the five largest mortgage servicers are adopting new requirements for short sales, which is expected to speed-up what has been known as a lengthy process. Here’s a glimpse at the new new require...