Suzi Kutsche's (skutsche) Blog

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Real Estate Agent - Sine GMAC
RECENT BLOG POSTS
A closing statement is an accounting, in writing, prepared at the close of escrow which sets forth the charges and credits of your account. The items shown on the statement will reflect the purchase price, the funds deposited or credited to your account, payoffs on existing encumbrances and/or l...
12/01/2008
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Escrow: What is it? Very simply defined, an escrow is a deposit of funds, a deed or other instrument by one party for the delivery to another party upon completion of a particular condition or event. Why Do I Need an Escrow? Whether you are the buyer, seller, lender or borrower, you want the ass...
12/01/2008
It's Yours - Time To Move In By Sara W. Peterson Sara works exclusively as a buyer's agent in Roseville, California and the surrounding area. Actually, you've probably been preparing for this moment for several weeks. Your home is probably stacked with boxes ready to move. Let your friends know ...
12/01/2008
Closing - Almost There When all of the inspections are done and all of the paperwork is complete (the lenders paperwork is usually the last to be completed) and in the hands of the Escrow Officer, the final documents will be generated. We will be looking at the Estimated Closing Costs Statement ...
12/01/2008
Escrow By Sara W.Peterson Sara works exclusively as a buyer's agent in Roseville, California and the surrounding area. Once the contract is ratified, that is all of the negotiation points are agreed upon and the final contract is signed by both you and the seller and copies delivered, its on to ...
12/01/2008
Inspections Some of the optional inspections that you may have done includes: Home Inspection This inspection checks the operational functionality of the various household mechanical systems (appliances, HVAC, electrical. It is limited to visible and accessible portions of the home and may or ma...
12/01/2008
Negotiations Very seldom will an initial contract be accepted by the sellers. There is almost always something that they like and don't like about your offer. The purpose of negotiation is to establish a contract that is acceptable to both parties. If it isn't, there will most certainly be probl...
12/01/2008
The Contract We use our version of the Realtors contract with various addenda that are important for your protection or are required by the lender as part of their package. Each time we make a change during the course of the negotiations, that change is annotated on the timeline and logged in yo...
12/01/2008
Selection, You've Found It -- Maybe So we've narrowed it down... There are several areas that still need to be considered. Schools, crime, shopping, proximity to jobs and any other amenity that you consider to be important for your lifestyle and goals. Let's say that those criteria have been est...
12/01/2008
The Tour By Sara W.Peterson Sara works exclusively as a buyer's agent in Roseville, California and the surrounding area. The Tour is a formalized version of the search. The area has been narrowed and the selection has been updated. We are armed with specific information concerning the houses tha...
12/01/2008