JoAnn Moore's (simplyhomeloans) Blog

Dorey Insurance is owned by Angela Dorey. She is an insurance broker so she can search for just the right insurance policy for you. Angela is very active in the community. She volunteers many hours for the Bowers Beach Fire Company Auxillary. She also is an office with the Milford Chamber of Comm...

Joella Bower Coaching Joella Bower is a Life Coach and Business Coach but her passion is Weight Loss Coaching. She is located in Camden, Delaware but coaches clients all over the country. I have had a few business sessions with her and weight loss sessions and found them to be very helpful. Somet...

Zwaanendael Museum, Lewes, Delaware Lewes, Delaware was the first town settled in Delaware. It was settled by the Dutch. The Zwaanendael Museum in Lewes has Dutch pottery and items from ships on display. There is a very nice Tulip Festival in May featuring the museum and the many restaurants in t...

Georgetown Pizza Palace, Georgetown, Delaware. One of our favorite restaurants for take out is the Georgetown Pizza Palace. The people are friendly, the prices are very affordable and they offer so very much on their menu. They are open for lunch and dinner and open every day of the week. There i...

The Band Stand in Rehoboth Beach, Delaware. A swing band performed at the Band Stand in Rehobth Beach tonight. There were only six people in the group but they really put out a lot of great sound. The boardwalk and beach were quite busy tonight. A electric transformer blew out in the early evenin...

Refinancing “Underwater” Homes   If you ‘ve been thinking you can’t take advantage of the extremely low interest rates because you don’t have 20% equity in your home, you are in luck.   There is a relatively new program called HARP 2.0 (Home Affordability Refinance Program). With this program you...

The Georgetown Farmers Market is held at the Park next to the Georgetown Presbyterian Church on North Bedford Street Wednesdays from 3-6PM. There are several produce stands, a couple of bakery tables and some flower vendors. I was able to purchase asparagus, a cucumber, a container of tomatoes, ...

Ginger Cookies 350 degrees at 8-10 minutes; makes 48 cookies 3/4 cup Crisco shortening 1 cup sugar 1/4 cup molasses 1 egg 2 cups flour 2 tsp. baking soda 1 tsp. cinnamon 1 tsp. ginger 1 tsp. ground cloves Cream shortening and sugar. Add molasses and egg; beat well. Add sifted dry ingredients. Bea...

A few inspections are required on the USDA 100% Guaranteed Rural Housing Home Loans. An appraisal will be needed. Also, a clean water test if on its own water supply. If the appraiser states in their report that the septic system seems to be in working order, an inspection is not needed. Also, if...

There are many advantages of the USDA 100% Guaranteed Rural Housing Home Loan. Here are a few: No down payment; a true 100% loan product. No cash reserves required. Generous income limits. Very low monthly mortgage insurance. No purchase limits. Sellers may pay all closing costs. Gift funds are a...