JoAnn Moore's (simplyhomeloans) Blog

Mortgage and Lending - The Mortgage Market of Delaware
Six Common Misconceptions Regarding Home Loans A twenty percent down payment is not required. There are many loan programs that allow little or even no down payment. You do not need stellar credit to qualify for a home loan. Most loan programs are looking for 640 and above although some go down t...
FHA Streamline Refinances are a good option for people that bought their homes with a higher interest rates than what are currently available. The up front mortgage insurance premium is based on a .01% multiplier which is extremely low. The monthly Mortgage Insurance premium is based on a .55% mu...
USDA Home Loans in Delaware Here is an example of how a USDA Home Loan can be done in Delaware.  The total housing payment may actually be less than rent in the same area. This is for the 100% Guaranteed Rural Housing Home Loan. $150,000 purchase price plus $3061 for the up front funding fee.  To...
Zero Down Home Loans in Delaware There are two great home loan programs where no down payment is required. These loans are the VA Home Loan for Veterans and the USDA 100% Guaranteed Rural Housing Home Loan. The USDA home loan is for home buyers that don't currently own a home at time of closing o...
Military Veterans have an excellent opportunity to purchase a home with no down payment or to possibly refinance without an appraisal. Plus there is a cash out refinance available up to 90% of the appraised value.      Loans for a purchase allow the seller to pay all of the buyer’s closing costs ...
The Sixth Annual Milton St. Patrick's Day Parade will take place at 2PM on Sunday, March 10. Numerous events will take place before and after the parade. Food concessions, a 50/50 raffle, Chinese auction, air brush tattoos and live music are just part of the planned fun. A New Jersey Pipe Band wi...
Quarter Auctions have become very popular events in Southern Delaware. They are fun and affordable. It's a great way to spend an evening with friends. The Improved Order of Red Men and Degree of Pocahontas are hosting a Quarter Auction this Wednesday, March 13. It will be held at the Red Men's Fr...
A Cystic Fibrosis Walk is scheduled for Saturday, April 27 at Grove Park in Rehoboth Beach, Delaware. Registration starts at 8:30 AM with the walk starting at 10AM. The Delaware Valley Chapter of the Cystic Fibrosis Foundation is hosting the event named Great Strides. It is a national walk that g...
What's Up with this? A Ten Minute Open House? Is this something new just in Celebration, Florida? If the potential clients have questions, will they have to step outside to talk longer than ten minutes? It doesn't appear to be a typo with the fives in the times. What do you think about this?    
The Quiet Resorts Charitable Foundation hosts the Bunnypalooza on Saturday, March 31, the morning before Easter. It is a 5K Run/Walk. Organizers are looking for volunteers , sponsors and family friendly performers for the event. This fun event will run from 7- 11 AM. For more information check ou...

JoAnn Moore

Home Loans in Delaware
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