JoAnn Moore's (simplyhomeloans) Blog

What type of homes are eligible for USDA Home Loans? USDA 100% Guaranteed Rural Housing Home Loans allow: Single family homes; attached or detached Condominiums Planned unit developments Modular homes New manufactured homes Properties with an ingound swimming pool (but the value of the pool needs...

There are two USDA home loans. One is the Direct USDA loan that local USDA offices have available. These are for low income households and the payments are subsidized. Over the years, as the household income goes up, so does the payment. If the home is sold or the loan refinanced within a certain...

Georgetown Wesleyan Church is holding a Quarter Auction on Thursday June 29, 2012 at 7PM. Doors open at 5:30. Spaghetti dinners, burgers, chicken salad sandwiches, desserts, etc. will be available for purchase starting at 5:30. $15 per person for the auction. This includes a roll of quarters and ...

Tips to Make Your Home “Buyer Friendly” There are several things you can do besides the obvious attention to curb appeal, baking cookies, playing soft music, adding plants to the décor and setting the dining room table to give your home the advantage when on the market. The following tips and fin...

Found these lovely blossoms while walking in Lewes, Delaware during the Tulip Festival. Lewes is a very quaint, very old town located north of Rehoboth Beach along the Delaware Bay. There are lots of great restaurants and shops. The town was settled by Dutch immigrants. Many people from New Jerse...

My husband and I attended the Tulip Festival in Lewes, Delaware yesterday. The weather was gorgeous. Lewes was settled by Dutch immigrants. The town honors their heritage with a Tulip Festival. Even though we've had an early spring, plenty of tulips were around to be enjoyed. It makes me want to ...

Tonight's sunset. Sunrises and sunsets are so special to view. I try to take time out each day to enjoy both. Taking photos of them help to be able to enjoy them over and over whenever we want. Here's tonight's sunset in case you didn't have a chance to see it. 

Freeman Stage at Bayside, Selbyville, Delaware       The Freeman Stage at Bayside in Selbyville, Delaware's 2012 season will include 50 performances from Memorial Day through Labor Day. There will be dance, theater, live music and childrens's performances. Five special concerts include Southside ...

Underwater on your home mortgage?   HARP 2.0 has arrived.   The new improved version of the Home Affordable Refinance Program has arrived in the form of HARP 2.0. These are available for Fannie Mae and Freddie Mac owned loans. I am focusing on the Fannie Mae loans today. To find out if your curre...

Real Help for Underwater Home Owners - HARP   There are loan programs that really help homeowners that owe more on their homes than their home is worth. HARP is an acronym for Home Affordable Refinance Program. These loan programs allow homeowners to refinance into lower interest rates and more s...