RECENT BLOG POSTS
OK.  Can I vent for a moment?? PLEEEEEEEEEEEEEEAAAAAAAAASSSSSEEEE!!! My phone has been ringing off the hook with people wanting to refinance their existing mortgages.  Either Arms to Fixed, Conventional to FHA, etc.  They have great credit scores, and excellent payment histories... Problem is...N...
03/16/2009
Well, January 2009 is here now, and the good old bankers are allowing those who "age" qualify to use a reverse mortgage for home purchase.  A lot of people have been waiting for this program and now that it's here, they have suffered a rude awakening.  I have a 70 year old client, who is trying t...
01/10/2009
I truly had to repent today.  I was watching television and listening to all of the news reports about the dow, and the bank problems and complaining. I was upset that the banks were all jacked up, which was going to screw around with the interest rates. Then 1 of my 3 clients (THAT"S GOOD FOR ME...
09/15/2008
My Branch Manager and I seem to have a magnet on our foreheads for "Clients with weird issues."  I thought I had figured out the most intricate case when I find out that if a person is trying to get approved for an FHA loan, and they were incarcerated within the past 2 years that income needs to ...
09/13/2008
  A DAY OF REFLECTION With today being the anniversary of that fateful day in September of 2001, I have found myself drifing into moments of reflection all day.  At first, I was focused on the heroism of the people who provided assistance to others, then I focused on the families that were left ...
09/11/2008
With all of the market changes, I have been trying to establish new marketing techniques.  Fortunately for me, I have been able to generate most of my business through referrals because of the relationships I have with my clients... Lately, my phone has not been ringing as much as usual.. I typic...
08/26/2008
I am vacationing in Chicago, visiting my family with my 9 year old daughter.  I don't get to see my family as often as I would like because I now live in Georgia... Anyway... we were exchanging funny kid stories, and a funny story came to my mind... When my 9 year old was in Kindergarten, they le...
07/25/2008
I was going in to check my personal emails, and I saw this story on the AOL homepage. I read the story, and it really forced me to step back and take a look at myself. I have been complaining and asking God why won't he make my business better. I have been complaining about the amount of money I ...
07/24/2008
I have been in the mortgage industry for 4 and 1/2 years now, and I have been extremely blessed.  All of my business up to this point has come from referrals.  I have never had to market, outside of just purely talking to people and telling them what I do.  Now that my telephone is not ringing, I...
07/23/2008
Hello Everyone: I just need to vent for a moment. Unless you live under a rock, you have probably heard about the shutdown of Indymac, the Fannie and Freddie problems, and the predatory lenders, etc. etc. etc.  The media has focused all of their attention on instilling fear in the public and maki...
07/16/2008
Rainer
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Sharon Richardson

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