RECENT BLOG POSTS
An FHA Streamline Refinance is considered to be very secretive because not many loan officers know how to properly do an FHA Streamline Refinance!  How does an FHA Streamline refinance work?As a Denver based office we know the Denver market very well.  We know that over the last 2 years those who...
03/18/2009
On December 4th details of a Treasury intervention to bring mortgage rates down to 4.5% was leaked.  This news was not supposed to be released as the plans are still under discussion.  I have not commented on this topic because I wanted to see if more concrete news was going to be released but at...
12/09/2008
If you are one of the many Americans that routinely watches the local news than you mostly likely think no one is able to buy or sell real estate in the current market.  The media is in the business of entertaining whether it be true or false and in the case of the local Denver Real Estate market...
11/10/2008
www.idahospringsmortgage.com In an effort to service more of Colorado Summit Home Mortgage now has a branch in Idaho Springs Colorado.  Idaho Springs is in Clear Creek County just west of Floyd Hill.  Our office is on Colorado Blvd about 1 mile west of the I-25 off ramp. New Address: In the RE/MA...
10/23/2008
Michael Shotnik Refinance Specialist Link:  refinance-denver.com Most people go through their day to day routine and don't consider how their mortgage could be improved to reduce stress, put more money in the bank, get rid of those high interest credit cards or create financial security.  If it's...
10/12/2008
Michael Shotnik Mortgage Banker Denver, CO   Link:     denver1stmortgage.com FHA Down Payment Confusion With new FHA changes (HR 3221) taking affect on October 1st there has been a lot of confusion regarding the down payment required for FHA loans.  A lot of realtors were informed that starting O...
10/10/2008
Michael ShotnikFirst Home -  Loan Specialistmshotnik@summit-mortgage.com denver1stmortgage.com               Mortgage Broker vs. Mortgage Banker Mortgage Broker A Mortgage Broker is an intermediary between the borrower and the lender. Most mortgage brokers represent multiple lenders and will wor...
10/09/2008
Michael Shotnik, Direct Mortgage Banker Denver1stmortgage.com Fed rate cut The Fed cut its key lending rate by .5% before the market opened this morning.  The market reacted positively for about an hour and then sold off as a result of higher expectations for the Fed cut.  Wall Street is remainin...
10/08/2008
PRESS RELEASE For Immediate Release Contact: Michael Shotnik Tel. 303-800-4595 Email: mshotnik@summit-mortgage.com   LOCAL MORTGAGE COMPANY GROWING IN WORST HOUSING CRISIS IN 20 YEARS Summit Home Mortgage, Denver Mortgage Company If you're not growing you're withering.  This is the philosophy Sum...
10/07/2008
0 Comments
Michael ShotnikDenver Refinance SpecialistVisit our websiteApply Onlinemshotnik@summit-mortgage.com Refinance with Confidence. With all the market volatility and the downward trend in the stock market mortgage rates have been about the only bright spot. If the fed decides to cut short term rates ...
10/06/2008
Rainer
29,801

Michael Shotnik

local_phone(303) 800-4595
Contact The Author