Shaun Hamman's (shamman) Blog

Mortgage and Lending - American Financial Resources



To buy or not to buy? That is the question. At least, that's the question for many Americans considering home ownership.According to a recent evaluation by, buying a home is a better deal in almost every major U.S. housing market. In more than 75 percent of the 200 metros surveyed, hom...
According to a recent article published by, more homeowners may be eligible for the Home Affordable Refinance Program (HARP) under Freddie Mac's new loan-to-value ratio requirements. Freddie Mac plans to adjust the HARP guidelines so that borrowers with LTV ratios of 80% or und...
Slight increases in mortgage rates in recent weeks have led to a drop in refinancing activity. The Mortgage Bankers Association reported in its weekly survey that for the week ending August 17th, 2012 mortgage applications were down 7.4 percent when compared to the previous week. The decrease is ...
As a region, the Southern states remain a popular destination for young professionals, families, and retirees. Its famous hospitality, more affordable real estate, milder weather, and continued positive growth in both the manufacturing and medical sectors, make much of the South a safe bet when i...
Production rates for single-family housing increased for the third consecutive month, according to data from HUD and the Census Bureau. In addition to an increase in single-family housing, the data also revealed an increase in pulled permits for both single- and multi-family construction in May. ...

Shaun Hamman

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