Isaac Bensussen's (sefami123) Blog

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Real Estate Agent - Pacific Coast Real Estate Group
RECENT BLOG POSTS
I just got back from Mexico City a few days ago and I'm still recovering. I was born in Mexico City and lived there for many years. Then, in 1976, my wife and I decided to relocate to San Diego with our three children. At the beginning, I missed Mexico very much and I went back two or three times...
04/18/2009
In February 6, 2009 I received a Loan Modification Proposal from IndyMac that I read, signed and approved and sent it back. With it, I sent back a copy of my business Profit and Loss Statement for the year 2008. In this Profit and Loss Statement I showed a Pre-Tax Net Income of $ 78,713.87 for th...
03/16/2009
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Every single day I read the front pages and business sections of The New York Times, Los Angeles Times, San Diego Union and many other publications reporting about the massive amounts of bail out money for AIG, City Bank, Bank of America and many other huge financial institutions that are "too bi...
03/15/2009
I posted a previous blog about loan modifications. I was proud that some borrowers in trouble that I helped with their loan modification efforts, actually got their loans modified. Now, I discovered with horror that, in one case, the loan modification got invalidated and readjusted to a new scena...
03/11/2009
With the new and not so new "help is on its way for borrowers", I have received a few calls and visits from  people that I know, that want to modify their loan. Many of these people are under terrible financial distress, but they want to stay in their home. They do not want to do a short sale or ...
02/25/2009
I understand that people are very scared about the financial future of our country and many more are also fearful of their own job security. Just by watching some TV in the evening, reading any newspaper or going on line to read the news can make you very nervous. Nevertheless, not everybody is h...
02/01/2009
I know that almost everything that we read in newspapers or watch on television is mostly terrible news about the economy; short sales, foreclosures and job losses. Nevertheless, it is only 1 out of 10 homes that is upside down. There are 9 others that are fine. Even though unemployment is rising...
12/07/2008
My last blog inspired me to write this new one. We all have been reading and experiencing the massive foreclosure problem caused by the subprime mortgages. Also, we have been listening to the different proposals of Barack Obama, Hillary Clinton and John McCaine on how to solve or not to solve the...
03/28/2008
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After submitting my Buyer to seven different lenders and fighting for my committed client for almost three months, I got a tentative approval, then a final approval and finally a funding and a successful closing. The problem was that my Buyer is a self employed individual that wanted to do a "no ...
03/28/2008
 This blog is directed to all the Buyers that are waiting in the sidelines for prices to drop further.Last month I checked with one of my mortgage brokers and he informed me that interest rates were between 5.375% and 5.500%. I called him yesterday and he informed me that interest rates went up t...
02/23/2008
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Isaac Bensussen

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