America's Home Loans -- Scott Lawson

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Mortgage and Lending - America's Home loans - Santa Rosa, Petaluma Mortgage Broker - BRE 01895185 NMLS 312312
Do you find yourself waiting for your local real estate market to “crash” so you can make your move and “clean up?” While prices will certainly change over time, trying to time the moves in your favor will likely prove elusive—it’s simply impossible, even for seasoned real-estate veterans to fore...
Do you need an FHA home loan in the Petaluma area? America's Home Loans has exactly what you are looking for. As true mortgage brokers, we offer the following:  Down payment as low as 3.5% Loan amount to the county limit ($595,700) Credit score as low as 580 with the minimum down We broker with s...
   Tis the Halloween season—what a splendid time for the regulators to scare the Hell out of our industry. The financial media has been out of control spinning yarns about the TRID Apocalypse. Then there are some on the lender side using it as a marketing advantage, and telling everyone that it i...
Are you finding most of your offers with a standard mortgage pre-approval going nowhere? Perhaps it's time to try something different. How about including a 15 day close with that offer? Give us a call and get fully approved before making any offer that includes a mortgage. A little prep work lik...
Are you thinking about buying a home in Petaluma or Sonoma County and need a home loan, but think you need an 800 credit score and 20% down? What say we dispel this myth? I see news reports constantly in the media stating that only borrowers with the highest credit credentials and a huge bank acc...
A quick heads-up for our community. I'm seeing a sudden and somewhat forceful trend among potential buyers out there. Many companies are in the process of, or recently have, switched their employees from W2 to independent contractor status (1099). A borrower who has just been switched like this w...
Thinking about installing solar panels for your home in Sonoma County to reduce your energy costs? Fantastic, but read this first:   I recently completed a refinance transaction for a client and thought I would share the experience. My client had recently installed a solar-power generating system...
Download our free mortgage calculator app to your smart phone for borrowers in Santa Rosa, Petaluma and Sonoma County: Click here   This is simply the most useful mortgage calculator on the web for borrowers in Santa Rosa, Ca and surrounding areas including Petaluma, Cotati, Rohnert Park and Wind...
  Need a mortgage for an investment property in Santa Rosa, Petaluma, or anywhere in Sonoma County but can't qualify due to strict Fannie or Freddie guidelines? Here's a new mortgage product specifically for the borrower in need of financing but can't seem to find anything but hard money. This is...

Scott Lawson

Mortgage Broker FHA, VA, refinance or purchase
local_phone(707) 579-5411
smartphone(707) 694-5139
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