RECENT BLOG POSTS
When getting ready to buy a home, you should know what price to offer so that you have some control over the buying process. The big question is - how do you determine a fair offer?To come up with an offer that is accurate, there are a few important things to consider. First, you need to research...
03/25/2015
Okay, you're getting ready to look at houses that you’d want to buy.You have a pretty good idea what price range you need to look in, but what about the down payment?How much will you need to be prepared to put down, and what should you put down?The standard in buying a house is between 5% and 10...
03/23/2015
Years ago, when people bought a home, they would go through a very methodical application process, requiring them to complete a ton of paperwork, which would then be mailed out to the banks, employers, creditors, and so on. Then, the wait for verification responses began.As technology progressed,...
03/21/2015
Buying a house for the first time or upgrading from an existing house is a big decision. It's important that you have a good understanding of what you can and cannot afford to buy.ContingenciesIf you already own a house and have decided to move but don't yet have your first house sold, there is t...
03/20/2015
According to recent surveys, 50% of adults shopping for the best mortgage rates use the Internet. Of those people, 43% started their loan process online but eventually stopped the process before completing it for one reason or another.When questioned why they didn't finish going through the entir...
03/19/2015
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There are many forms of loans available. You want to look at the types of loans available, not just the going rates. The below gives you a brief description on types of loans available, be sure to ask your broker for further details and comparisons.Fixed Rate Home LoansFixed rate loans are loans ...
03/18/2015
While shopping for a home is exciting, it also means you need to do some research to find the best loan. Finding a good loan can make a huge difference in your monthly payment as well as the overall process.Here are some tips to help you along the way:• Being pre-approved for a loan is by far one...
03/16/2015
One of the most interesting topics in residential real estate is buying a home with "nothing down." While the majority of home sales go through a conventional lending process, many homes are, in fact, bought by purchasers using little or none of their own money. These typically involve creative f...
03/15/2015
Pre-QualificationPrior to getting a loan and searching for a home, research what pre-qualifications are required for all types of loans. In the prequalification process, the lender will gather information about the income and debts of the borrower. This allows him or her to make a financial deter...
03/14/2015
Sometimes being approved for buying a home can be difficult; however, there are things you can do to be approved.One of the greatest obstacles with home buying is having less than perfect credit. Credit is a huge advantage when buying a home; so if you do have bad credit, before you start into th...
03/13/2015
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