“We lost your documents” - or, “the documents are now too old, you need to resubmit more recent documents” or worst of all, “We never received the documents we requested so we are closing the file”. How I hate to hear these words. We all know that most of the time we were being lied to – but a
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06/29/2013
If you have a client that has a just filed or soon to be filed residential foreclosure action in Florida, what new timelines can you expect under the new Florida Foreclosure Law? Effective with all NEW lawsuits filed on or after July 1, 2013 the new streamlined foreclosure procedures law will go
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06/24/2013
With foreign buyers again flocking to buy United States real estate, it is important as a Buyer Realtor to remember to advise them of their obligations and liabilities when they sell it. FIRPTA (Foreign Investment in Real Property Tax Act) has been around for decades, yet many Realtors forget to
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06/04/2013
As a further sad saga on the false hope of Quiet Title lawsuits being a fabulous answer to homeowners trying to invalidate their mortgages, a Florida foreclosure defense attorney who tried the scheme on his own property is now missing and has absconded with over $3 million that was in his law fir
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04/17/2013
In an expected move by Florida courts, the scheme of filing a quiet title action to eliminate a lender’s claim of a lien through its mortgage has been deemed “meritless”. The situation revolves around Fidelity Land Trust and Sunshine State Land Trust, both companies that received deeds from hope
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01/13/2013
Bank of America last week published parameters of what is and what is not allowed for relationships of the selling agent or buying agent to the selling borrower. Short Sale commissions have been a matter of continuous discussion amongst those that have had commissions reduced or short sales deni
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12/12/2012
This is the continuation of the preceding article, SHORT SALE PRIMER - PART I - THE "NEW STANDARD SHORT SALE" and you really need to read it first before you read this article. The articles were divided into two articles because when put together it was just too long! If you have already been t
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11/17/2012
HAFA IS HISTORY. Welcome SCubed. Since I wrote the SHORT SALES PRIMER - LAWYER DISCUSSION OF THE SHORT SALE EVOLUTION (2010), Short Sale Primer (2009) and Back To Basics (2008) articles, the short sale methodology used by lenders has morphed several times and with even the United States Govern
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11/17/2012
The NAR has put out a CALL TO ACTION regarding the expiration January 1 2013 of the Mortgage Forgiveness Debt Relief Act of 2007. Every Realtor should take a stand, voice their concern and get Congress and the President to work on this immediately after Election Day. The Foreclosure Relief Act e
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11/04/2012
PNC has issued a new mandatory form that must be signed if a borrower is doing a short sale. The Seller/Borrower must sign a statement that says, “I/we agree to remain responsible for the payment of the remaining balance on my/our Account pursuant to the terms of my/our note or line of credit ag
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11/03/2012
