Ryan Mandley's (rmandley) Blog

Sometimes we all get lost in the hustle and bustle of life and get focused on the all mighty dollar.  All we can think about is how are we going to make more money.  We have our money spent in our head before we even earn it.  We start talking to potential clients and thinking about them in dolla...

With The Mortgage Debt Relief Act set to expire at the end of this year, what action are you taking to prepare for this tax consequence should you decide to short sale or foreclose on your home?  Now is the time to be talking to your Arizona Tax Consultants, CPA's to figure out how much you will ...

Scottsdale Short sales, where owners sell their houses for less than they owe, can offer underwater borrowers an alternative to foreclosure. Equally important, they can give financially troubled homeowners a fresh start. Critics say that selling a home for less that it is worth can come with a st...

With the Mortgage forgiveness Debt relief Act set to expire at the end of 2012 now is the time to short sale your Scottsdale Luxury Properties.  Are you willing to take the chance of having to pay tax on the difference between what you owe and what your Scottsdale Luxury Properties are worth?  Th...

Have a client who decided to let there home foreclose and the HELOC's turning into an open collection after foreclosure?  that had a home equity line of credit?  Did that HELOC unattached from the property and go after your client now its in collections?  Its happening all the time.  So now not o...

If your like most Arizona or California homeowners your tired of your neighbors moving in across the street into the same floor plan as you and paying half of what you paid.  Not only are they in half of the amount of debt that you are but there payments in half of what your's are as well.  If yo...

Own a home in Scottsdale that you currently owe more then its worth? Think foreclosure is your only option?  Think again!  Below are a few of the options that may be available to you: -Refinance - With HARP 2.0 you may be able to refinance your home even if it is upside down. -Note Mod - With HAM...

How many times have you lost a sale due to someone "knowing someone in the business?"  With the real estate market as it I can't stress enough the importance of homeowners using a Realtor with knowledge, experience, and a team in place to handle there home.  With Arizona homeowner's losing there ...

How many time's has something went wrong in your AZ or NV short sale listing that has pushed your sellers into foreclosure?  Sellers in a true hardship situation do not have money to handle any repairs that come up during the listing period.  I see it all the time were the agent doesn't advise th...

Currently in Arizona we are at less then a 2 months supply of homes. If your home is upside down in Arizona we need your listings.  There are buyers lined up to purchase your upside down home in AZ.  Understand your options you may also be eligible for up to 30k in relocation assistance to sell y...