Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
RECENT BLOG POSTS
“Mr Petrowsky, I did some online searches and came across your name a couple of times. Here is my situation, I am recently divorced and need to refinance my home however, my credit is really bad. My ex was supposed to be paying all the bills including credit cards and car loans and I was paying ...
10/25/2022
“Mr. Petrowsky I came across your name while doing a number of searches about fixing my credit. I have been paying a law firm $100 per month for 9 months, but not really seeing any major improvements on my score. The only thing that I am seeing is that we are disputing various accounts. We have ...
10/24/2022
“Yes, Another Lawyer Joke” A lawyer had a wife and 12 children and needed to move as his rental agreement was coming to an end for the home where he lived.When he said he had 12 children, no one would rent a home to him because they knew that the children would destroy the home.But lawyers don’t ...
10/19/2022
“Hi Joe, I have been searching for a mortgage for a mixed-use property but have not been successful. I have spoken to my bank and don’t really remember how many mortgage companies. It just seems they just don’t want to lend on this kind of property. One company told me they would give me a loan ...
10/17/2022
“I did a Google search and came across your name. I also viewed a couple of your blogs regarding new construction. I live in New York and want to build a 4-family home – three other family members and myself. I have spoken to numerous lenders including banks and couldn’t find anyone that would t...
10/14/2022
Joe, Not sure if you remember me, but you did my mortgage a little over 4 years ago. The emails you are sending got me thinking about financing or I should say refinancing needs. With inflation where it is, the cost of everything has gone up to a point that I am going to start falling behind. I ...
10/12/2022
“New definition”-Bozone: The substance surrounding stupid people that stops bright ideas from penetrating. The bozone layer, unfortunately, shows little sign of breaking down in the near future.-Cashtration: The act of buying a house, which renders the subject financially impotent for an indefini...
10/12/2022
“Hi Joe,I am doing another open house on Saturday, can you keep your cell phone on again, just in case? This one is a little higher priced. I still can’t believe you were able to get the buyers pre-qualified over the phone. They told me they are delighted to be working with you. I have the appra...
10/11/2022
“Joe I want to thank you for letting me know about the REMN 5 day Heloc. It is going to change my life. I am paying off and paying down debt. I will be able to get my credit score back where they belong. I will lower my monthly bills. It will also reduce my stress of worrying about bills that I ...
10/10/2022
Hey Joe, Tell me your thoughts. You know we have not been able to find a home that checked off all the boxes. We see a property that has our attention, however it needs some work. As you know we will be putting down about 25% down so doing an FHA 203K would require mortgage insurance, which we w...
10/07/2022
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Joe Petrowsky

Your Mortgage Consultant for Life
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