Joe Petrowsky's Blog

Follow me
By
Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
RECENT BLOG POSTS
I recently received this email after a phone call: “Joe, thank you for taking my call yesterday. As promised, Ruth and I went over the options and your recommendation. We are going to move forward with the refinance. As you said, giving up a 3.25% rate to go into a 5.125%% rate is a tough pill to...
07/14/2022
In church Sunday morning the preacher said, "Anyone with 'special needs' who wants to be prayed over, please come forward to the front by the altar."With that, JB got in line, and when it was his turn, the preacher asked, "JB, what do you want me to pray about for you?"JB replied, "Preacher, I ne...
07/13/2022
FGMC Files For Chapter 11 Bankruptcy Protection “FGMC said the Chapter 11 filing was necessitated by significant operating losses and cash flow challenges experienced by the company due to “unforeseen historical adverse market conditions for the mortgage-lending industry, including unanticipated ...
07/11/2022
“Refinancing is Not Necessary” Hi Joe,I hope all is well with you and your family. We have been discussing our monthly mortgage insurance, do we need to refinance to eliminate it? What are your thoughts, as we owe under $380,000 and I'd think we would appraise over $500,000? Thanks! With values h...
07/08/2022
“The Money Changes Everything” A man went to church one day and afterward he stopped to shake the preacher's hand. He said, “Preacher, I’ll tell you, that was a damned fine sermon. Damned good!”The preacher said, “Thank you sir, but I'd rather you didn't use profanity.”The man said, “I was so dam...
07/06/2022
“Licensed to do Mortgages in CT, RI, MA, ME, VT, NH, NY, and FL.” Hey Joe, Have a referral for you. One of my mortgage brokers from Connecticut has a client that is buying a second home in Vermont, near one of the ski resorts. I told him I have someone that is licensed in all of New England. I do...
07/04/2022
“Nearly 50 Years of Working Together” We are at it again Joe. Thinking back, we did our first transaction in 1974, the world was a much different place. In any case we will be putting our current home on the market and Beth is retiring next month and we will be moving to Florida. We will also be ...
07/01/2022
“The Privilege of being a Business Owner”  The IRS suspected a fishing boat owner wasn't paying proper wages to his deckhand and sent an agent to investigate him.IRS Auditor: I need a list of your employees and how much you pay them.Boat Owner: Well, there's Clarence, my deckhand, he's been with ...
06/29/2022
“Many Choosing the leave the Mortgage Business” Mr. PetrowskyI have always viewed you as a mentor during mortgage broker career. I have been at it for just of 10 years and for me, it is long enough. It is hard for me to believe that rates have doubled in the past few months, many of my current cl...
06/27/2022
“Consolidating Debt, the Name of the Game These Days? Hello Joe. You got us our home in Vernon about 8 years ago. We definitely want to fix up a few things in the house, would like to pay off a few credit cards. Dollars are really tight right now with all the additionally daily costs we are facin...
06/24/2022
Rainmaker
2,508,697

Joe Petrowsky

Your Mortgage Consultant for Life
Contact The Author
Subscribe to my blog via email:

Enter your email address:

Delivered by FeedBurner