Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
RECENT BLOG POSTS
“My Mortgage is My Only Debt!” Hi Joe.  I've been meaning to thank you for the smooth (halleluiah) refinance of my home.  For the first time since the divorce, I am debt free, other than my mortgage -- having shed the 80,000 of debt I had to take on to get out of the last house and into this one....
07/12/2021
“Keep Me in Mind” I think back to when we originally, some 10 or so years ago. I was the listing agent and the selling agent has referred you to the buyers. After calling you about your pre-qualification letter, I was convinced you knew your stuff. You also asked me about my real estate practice,...
07/09/2021
“A Perfect Match!” A young lady emails a computer dating service and requested, "I'm looking for a spouse. Can you please help me to find a suitable one?"The matchmaker said, "What exactly are you looking for?""Well, let me see. Needs to be good looking, polite, humorous, sporty, knowledgeable, g...
07/07/2021
“Credit Scores Don’t Always Tell the Correct Story” Hi Joe, Our Realtor gave us your contact information. A little backstory about our credit, there are some blemishes, we had some collections last year that had to be paid off once we begin to think about the process of owning a home. We have bee...
07/05/2021
“Great Way to Buy Your Forever Home” Hey Joe quick question ..  would we be good to do an FHA 203k loan … found a piece of property that’s needs a complete renovation. Friends actually own the property. They’re asking 185K on 3.64 acres 2000 sq ft. I know this is totally different than what we or...
07/02/2021
“Special Day Planned for Tomorrow”  My husband made me angry today so I told him that I can’t wait to see what he has planned for our special day tomorrow.There is nothing special about tomorrow.But there is something special about watching the color leave his face as the panic takes over. 
06/30/2021
“FHA Guidelines on Student Loans, Reduced Monthly Charges” Hi Joe, I talked to you a few weeks ago about buying a home and based on our debt ratio, so the only way we could purchase what we wanted was with a cosigner. I am following up because I see that FHA has changed its guidelines on student ...
06/28/2021
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“Please Let Me Know”  For a change of pace, since we’re all busy, how about a little grammar suggestion?Do you ever end an email with, “Please do not hesitate to let me know if you have any questions or need further clarification.”?To impress your clients and co-workers, keep your sign-off crisp ...
06/25/2021
“Please Let Me Know”  For a change of pace, since we’re all busy, how about a little grammar suggestion?Do you ever end an email with, “Please do not hesitate to let me know if you have any questions or need further clarification.”?To impress your clients and co-workers, keep your sign-off crisp ...
06/23/2021
“More Home Buyers Coming” Hi Joe … Wayne XXXXXXX here you were referred to me a little over a year ago you and did a pre- qualification for me, for a mortgage. Obviously that has since expired and I’m looking into buying property in the near future… I am holding little more unsecured  debt these ...
06/21/2021
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Joe Petrowsky

Your Mortgage Consultant for Life
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