Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“Bankruptcy Can Cause Issues” I sent you another client yesterday.  Her back told her she can't refi because her ex-husband filed a Chapter 7 with us and the lender is looking for a reaffirmation agreement.  He quit-claimed the property to her pursuant to the divorce decree.  I never let a client...
“I Can Help You in Florida” Hi Joe Several years ago I reached out to you when I was living in CT we are now in FL. I was having financial issues, but with your coaching, you helped me refinance, all of my debts are paid off. We currently live in Delray Beach but want to relocate to Palm Coast an...
“Realistic Wish for Sure!”  Three friends from the local congregation were asked, "When you're in your casket, and friends and congregation members are mourning over you, what would you like them to say?"   Artie said, "I would like them to say I was a wonderful husband, a fine spiritual leader, ...
“Ukraine is a Big Deal” Ukraine, or that area of the world, is the second largest country by area in Europe and has a population of over 40 million. Ukraine ranks:1st in Europe in proven recoverable reserves of uranium ores2nd place in Europe and 10th place in the world in terms of titanium ore r...
“Mortgages with NO Credit Scores” Hello, I have followed your blogs on Linkedin for a long time. I was wondering if you could advise me about a manual underwriting mortgage process. I like to plan ahead and set goals for in this year, we would like to be ready to buy. From Your experience and kno...
“Common Sense Priorities for Sure” A guy wins the big Powerball lottery.A reporter asks him, “What are you going to do with the money?”He replies, “I am going to spend the first half on women and fast cars.”“What about the second half?”“Oh, I am going to blow that.”  
“It Doesn’t Get any Better than This” Good morning Mr. Petrowsky (Joe)!I just wanted to reach out and thank you for helping make a dream of mine come true. This is my 1/2 way mark to my 1 one year anniversary of home ownership, and none of it would have been possible without you and your amazing ...
“NO Credit Scores” Mr. PetrowskyI read one of your blogs, not sure how long ago you published it. My situation is a bit unique. I have no credit scores and have a deposit on a home in the Albany area. Two banks and two credit unions said they can’t help me, but your blog indicate that you can? My...
“Will Baking Ever Be the Same?” It is with the saddest heart that I must pass on the following news. Please join me in remembering a great icon of the entertainment community.The Pillsbury Doughboy died yesterday of a yeast infection and complications from repeated pokes in the belly. He was 56.D...
“Buried Oil Tanks” Joe I’ve got a question. I’m looking at buying an investment property. They have an old oil tank underground that no longer used. The tank was never filled and soil never tested for contamination. Would a mortgage company lend on a home without it being removed or tested? I’m o...

Joe Petrowsky

Your Mortgage Consultant for Life
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