Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“I need a raise”Employee: Excuse me sir, may I talk to you?Boss: Sure, come on in. What can I do for you? Employee: Well sir, as you know, I have been an employee of this prestigious firm for over ten years.Boss: Yes.Employee: I won't beat around the bush. Sir, I would like a raise. I currently h...
“Thank You for Servicing our Country” Mr. PetrowskyMy family and I are looking to get a pre-qualified for a VA mortgage. The builder we are working with, John XXXXXX, gave us your name, indicating that you have done a number of mortgages in his previous subdivision. I am currently in the military...
“Can Folks Buy a Home Even with Credit Challenges?” Hi Joe, I have new clients that I have referred to you, hopefully they call you the next day or two. They originally called me about a rental and after some discussion with them I brought up the topic of purchasing instead of renting.They indica...
“Three Golfing Partners Died in a car wreck and went to Heaven” Upon arrival, they discover the most beautiful golf course they have ever seen. St. Peter tells them that they are all welcome to play the course, but he cautions them that there is only one rule: Don't hit the ducks during your firs...
“Will You Work with ME?” I saw you name and contact information when I was on “Bigger Pockets”. I got on this site as I am ready to begin building a real estate portfolio. I just don’t feel comfortable being in the stock market. I have begun divesting my stocks and mutual funds and real estate wi...
“Not Always Easy without a Realtor” I hope all is well on your end. I just wanted to shoot you a quick update on the situation for the New home purchase.The client has the Purchase and Sales agreement in hand, I am awaiting on the signed agreement. Their response is below and they are in a still ...
“You Never Know Who is Listening” A woman decides to have a facelift for her 50th birthday. She spends $15,000 and feels pretty good about the results. On her way home, she stops at a newsstand to buy a newspaper. Before leaving, she says to the clerk, "I hope you don't mind my asking, but how ol...
“Paying a 7% Interest Rate is Crazy!” The attorney that sent me to you was correct, you are the Best at what you do!  Based on what I know now, I could have done a finance a few years ago, especially since my current interest rate is 7%. Now that I see a light at the end of the tunnel I will fina...
“Inflation a Killer for Many Families” We have decided not to pursue the purchase of a home at this time. I am sure you can understand we are heart broken. A number of reasons, but primarily inflation is killing us as we are starting to dig into savings. Even though we have both gotten raises, ou...
“Every Wonder” Why is the letter W, in English, called double U? Shouldn't it be called double V?Maybe oxygen is slowly killing you and it just takes 75-100 years to fully work.The word "swims" upside-down is still "swims".Intentionally losing a game of rock, paper, and scissors is just as hard a...

Joe Petrowsky

Your Mortgage Consultant for Life
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