Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“Not Always Easy without a Realtor” I hope all is well on your end. I just wanted to shoot you a quick update on the situation for the New home purchase.The client has the Purchase and Sales agreement in hand, I am awaiting on the signed agreement. Their response is below and they are in a still ...
“You Never Know Who is Listening” A woman decides to have a facelift for her 50th birthday. She spends $15,000 and feels pretty good about the results. On her way home, she stops at a newsstand to buy a newspaper. Before leaving, she says to the clerk, "I hope you don't mind my asking, but how ol...
“Paying a 7% Interest Rate is Crazy!” The attorney that sent me to you was correct, you are the Best at what you do!  Based on what I know now, I could have done a finance a few years ago, especially since my current interest rate is 7%. Now that I see a light at the end of the tunnel I will fina...
“Inflation a Killer for Many Families” We have decided not to pursue the purchase of a home at this time. I am sure you can understand we are heart broken. A number of reasons, but primarily inflation is killing us as we are starting to dig into savings. Even though we have both gotten raises, ou...
“Every Wonder” Why is the letter W, in English, called double U? Shouldn't it be called double V?Maybe oxygen is slowly killing you and it just takes 75-100 years to fully work.The word "swims" upside-down is still "swims".Intentionally losing a game of rock, paper, and scissors is just as hard a...
“Bankruptcy Can Cause Issues” I sent you another client yesterday.  Her back told her she can't refi because her ex-husband filed a Chapter 7 with us and the lender is looking for a reaffirmation agreement.  He quit-claimed the property to her pursuant to the divorce decree.  I never let a client...
“I Can Help You in Florida” Hi Joe Several years ago I reached out to you when I was living in CT we are now in FL. I was having financial issues, but with your coaching, you helped me refinance, all of my debts are paid off. We currently live in Delray Beach but want to relocate to Palm Coast an...
“Realistic Wish for Sure!”  Three friends from the local congregation were asked, "When you're in your casket, and friends and congregation members are mourning over you, what would you like them to say?"   Artie said, "I would like them to say I was a wonderful husband, a fine spiritual leader, ...
“Ukraine is a Big Deal” Ukraine, or that area of the world, is the second largest country by area in Europe and has a population of over 40 million. Ukraine ranks:1st in Europe in proven recoverable reserves of uranium ores2nd place in Europe and 10th place in the world in terms of titanium ore r...
“Mortgages with NO Credit Scores” Hello, I have followed your blogs on Linkedin for a long time. I was wondering if you could advise me about a manual underwriting mortgage process. I like to plan ahead and set goals for in this year, we would like to be ready to buy. From Your experience and kno...

Joe Petrowsky

Your Mortgage Consultant for Life
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