Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2022 

“Rental Properties Increased Values” Good afternoon Joe, As you previously recommended, it’s time for me to refinance my two Florida properties into conventional mortgages. You did the original mortgages for me two and three years ago. I still owe $545,000 on one and $467,000 on the other. Both p...
01/31/2022
“Can We Get Qualified Higher?” Greetings Joe,You were referred by mutual friends, they said wonderful things about you. If you are half as good as they said we will look forward to our working together. Here is the thing, we got a pre-qualification for a purchase up to $220,000, unfortunately the...
01/28/2022
“Tell It Like It Is!” Years ago an Irish World War II Spitfire pilot, and flying ace, was speaking in a church, and reminiscing about his war experiences."In 1942," he declared, "the situation was really tough. The Germans had a very strong air force. I remember," he continued, "one day I was pro...
01/26/2022
“Eliminating Mortgage Insurance” Hi Joe, I think it is time. We purchased the home 15 months ago and as we discussed back then the goal was to refinance as soon as possible. I have made all the improvements, many of which will add value and with the appreciation that has been going on, we should ...
01/24/2022
“When Homeowners Agree to Make Repairs” Joe,We know there are a number of repairs that the property needs and we are asking the sellers to take care of this work prior to the purchase. He has indicated that he can handle any and all repairs.We were told there were two previous buyers, but deals f...
01/21/2022
“The Answer is better than the Question” A property manager of single-family residence was showing a unit to prospective tenants and asking the usual questions. "Professionally employed?" he asked."We're a military family," the wife answered."Children?""Oh, yes, ages nine and twelve," she answere...
01/19/2022
“Real Estate & Mortgage Outlook for 2022” Mr. Petrowsky,I am not exactly sure how I originally got to reading your blogs on Linkedin, but am a regular follower. Your blogs are very insightful and will certainly reach out to you in 2022 as I will be needing a mortgage. I am 34 and will be a first ...
01/17/2022
“There is Prejudice and it is up to All of Us to Help Stamp it OUT”   Mr. Petrowsky,Your name was given to me by my two aunts. They have both told me that you helped them obtain financing to purchase their home. They both indicated you helped them when no one was very interested in helping them o...
01/14/2022
“Get Your Mind Out of the Gutter”  Michael J. Fox has a small one.Arnold Schwarzenegger has a big one.Madonna doesn't have one. The Pope has one but doesn't use it. Clinton used his all the time. Bush is one.Mickey Mouse has an unusual one. Liberace never used his on women. Jerry Seinfeld is very...
01/12/2022
“An Unresponsive Realtor is a Problem” Good Morning Joe I called the Realtor you referred yesterday. I spoke to him and signed the contract with him. Luis also spoke to him and we both gave him a description of what we want. Now we are all on the same page and on the same team. Hopefully this wil...
01/10/2022
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Joe Petrowsky

Your Mortgage Consultant for Life
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