Nothing beats listening to some great live music while soaking up the ocean view and moonlight. Last night I had the pleasure of listening to Alex Romano and Kirk Green perform at the Patio Bar on the ocean in Deerfield Beach. The Howard Johnson Patio Bar and Grill is located just north of Hillsb
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10/11/2009
No, you do not need to refinance to get a lower interest rate. You might be able to qualify for the Home Affordabe Modification program. If qualified, you lender may lower your rate by modifying your mortgage. The first thing you should do is go to your lender's website. They should have a sectio
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10/03/2009
This post was inspired by a comment from Alex regarding my post Borrowers Don't Wait for the Well to Run Dry. That post discusses some changes in mortgage underwriting guidelines and how it is getting more difficult for borrowers to qualify for a mortgage."Well it is sure the trends show that it
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01/16/2008
Looking for a hard equity lender who will loan on land only in Florida. Property is zoned agricultural. Looking for 50% LTV. 2 parcels - one is 10 acres and the other is 12 acres. Borrower says property is valued at 41K per acre. Any ideas?
01/14/2008
Randy Bolton has started a new group - Learn Mortgages and AUSHere's the purpose of the group as proposed by founder Randy Bolton:"Welcome to our educational group. Here we attempt to teach you the mortgage business. Starting with how to take a loan application, then, input a loan into an Automat
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01/08/2008
As reported by Mortgage News Daily, FICO is planning on releasing it's new credit scoring product sooner than planned. FICO states that this new system will help reduce default rates on mortgages and other consumer loans.The key points:Consumers will not be hit as hard for an occasional, or one
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01/07/2008
As a mortgage broker, I work with a lot of first time homebuyers. The loan process is sometimes scary and intimidating. It really doesn't need to be that way, however you do need to be prepared to provide certain information so the lender can determine if you can pay the loan back.A purchase th
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01/05/2008
If you are age 62 or over, and are having trouble making your mortgage payments, you may want to consider a reverse mortgage as a way out.The proceeds from a reverse mortgage can be used to pay off the current lender, allowing you to stay in your home and never have another mortgage payment. My p
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12/29/2007
The positive things I have to look forward to in 2008:Moving near the beach :) I've been talking about this for a few years, and now I am actually going to do it!! I have my villa for sale, and I am positive that it will sell, even here in the south Florida market.Making more friends here on Act
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12/27/2007
I was honored when Jeff Belonger asked me to write this review. The holidays are near,and everyone is so busy, yet so many of you continued your dedication with quality posts. I'm glad to have the opportunity to do this review because without it, I would have missed out on some great posts to sh
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12/24/2007
