Raymond Edler's Blog

In today's market, with homes selling quickly and prices rising some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers.Here are five reason...

Buying A Home Is Better Way to Produce Wealth Than Renting  According to the latest Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index homeownership is a better way to produce greater wealth, on average, than renting. The BH&J Index is a quarterly report that attempts to answer the question: Is ...

The National Association of Realtors (NAR) recently released their July edition of the Housing Affordability Index. The index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national level based on the most recent price and inco...

There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home.Housing Cost & Net WorthWhether you rent or buy, you have a monthly housing cost.As a buyer, you are paying YOUR mortgage.Every mortgage payment is a form of...

Last month, the National Association of Realtors (NAR) reported that housing inventory was down 4.7% from the same time last year and that the month’s inventory of homes for sale stood at 4.8 - far below the six months necessary for a normal housing market. Why is there such a shortage of invento...

Thinking of Buying a Home? Ask Yourself These 3 Questions!  Thursday September 10th, 2015  First Time Home Buyers, For Buyers, Interest Rates, Pricing If you are debating purchasing a home right now, you are surely getting a lot of advice. Though your friends and family will have your best inter...

5 Financial Reasons To Buy A Home Tuesday September 8th, 2015Friday September 4th, 2015 simplify Uncategorized // We have reported many times that the American Dream of homeownership is alive and well. The personal reasons to own differ for each buyer, with many basic similarities. Eric Belsky, ...

What Do You Really Need to Qualify for a Mortgage?  Thursday September 3rd, 2015  Down Payments, Millennials A recent survey by Ipsos found that the American public is still somewhat confused about what is actually necessary to qualify for a home mortgage loan in today’s housing market. The stud...

There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage.The National Association of Realtors (NAR) released their findings of a study in which they studied “income growth, housing...