When America went off the gold standard, what took its place? The treasury stated before congress that the bailout was about 5% of the G.D.P. and was largely bad home loans. Five percent of bad paper is similar to a vacancy factor or L.T.V.. Its hard to believe that this is the real issue. We have talked to allot of knowledgeable people and something doesn't make sense. Does anyone think 95% of good paper is bad for the economy. We would be very happy if any investment that only went down 5%. What do you think?