Bob Caldwell's (rcaldwell) Blog

From the Desk of Bob Caldwell Real Estate Report 5/15/13      Is a home the new engagement ring? A new national survey shows more and more young couples are putting home loans before wedding bands these days. The new Coldwell Banker survey shows nearly a quarter of married couples between the age...

From the Desk of Bob Caldwell Which Way Are We Headed?      Most everyone had built a slowdown into the equation this spring and the only question was -- how slow would it get? Starting with the uninspiring employment report for March, we had a series of economic reports released that were tepid ...

From the Desk of Bob Caldwell Real Estate News (Week of 5/5/13-5/11/13)      Most times when a loan officer writes a low down payment home loan, they get the same question from the client. “How can I get the mortgage insurance dropped?” The simple answer—reach 20 or 22 percent equity—will soon be...

From the Desk of Bob Caldwell Will it last? That is the question that most prognosticators are asking when looking at the rebound in the real estate market. Real estate as a sector fell so far and so fast and actually spurred the financial crisis just a few years ago, so it is logical to question...

From the Desk of Bob Caldwell Real Estate News 4-30-13 Nearly 21 million Americans (29.3 percent of homeowners nationwide) own their homes outright, unencumbered by a home loan, according to a recent Zillow analysis of housing finance data. Analyzing data through the third quarter of 2012, Zillow...

From the Desk of Bob Caldwell Benefits of a Slowdown Right now the markets are warily eyeing a possible slowdown in the economic recovery. While we can't tell you if we are indeed in the middle of another pause, we can tell you that we are already reaping some benefits of even the hint of a pause...

From the Desk of Bob Caldwell Conforming Conventional Loan Limits County by County 2013 For the Southern MD Region Anne Arundel County: $494,500 St. Mary’s County: $417,000 Calvert County: $625,500 Charles County: $625,500 Prince George’s County: $625,500 King George’s County: $417,000 Copyright ...

From the Desk of Bob Caldwell Conforming Conventional Loan Limits County by County 2013 For the Annapolis/Baltimore Area Anne Arundel County: $494,500 Baltimore County: $494,500 Calvert County: $625,500 Howard County: $494,500 Prince George’s County: $625,500 Queen Anne’s County: $494,500 Copyrig...

From the Desk of Bob Caldwell FHA/VA Loan Limits County by County 2013 For the Annapolis/Baltimore Area FHA LOAN LIMITS Anne Arundel County: $560,000 Baltimore County: $560,000 Calvert County: $729,750 Howard County: $560,000 Prince George’s County: $729,750 Queen Anne’s County: $560,000 VA LOAN ...

From the Desk of Bob Caldwell FHA/VA Loan Limits County by County 2013 For the Southern MD Area FHA LOAN LIMITS Charles County: $729,750 King George’s County: $386,250 St. Mary’s County: $400,000 Prince George’s County: $729,750 Calvert County: $729,750 VA LOAN LIMITS Charles County: $843,750 Kin...