Ray Zwart's (rayzwart) Blog

The stimulus package has now been signed into law and the tax credit for first time homebuyers will be a topic that everyone wants to know more about. Below are the new changes.   $8,000 Home Buyer Tax Credit: 1. First time homebuyers only 2. NO longer has to be repaid 3. Tax credit is equal to 1...

When you do your Christmas cards this year, take one card and send it to this address.If we pass this on and everyone sends one card, think of how many cards these wonderful special people who have sacrificed so much would get. When you are making out your Christmas card list this year, please in...

Importance of Walking        Walking can add minutes to your life.     This enables you at 85 years old     to spend an additional 5 months in a nursing     home at $7000 per month.      My grandpa started walking      five miles a day when he was 60..      Now he's 97 years old      and we don't...

                                                                      Memorial Day is a unique holiday as it's a chance to remember our fallen veterans who paid the ultimate price so we can enjoy the life and lifestyle that we do. We may not always agree with what they are fighting for, however, ...

Welcome to Earth Day 2008 Online.The EnviroLink Network has served as the online clearinghouse for environmental information since 1991. This website compiles a comprehensive list of Earth Day events occurring in 2008, regardless of size, geographic location or organizational affiliation. Histor...

An elderly  Floridian called 911 on her cell phone to report that her car has been  broken into. She is hysterical as she explains her situation to the dispatcher:     'They've stolen the stereo, the steering wheel, the brake pedal and even the  accelerator!' she cried. The dispatcher  said, 'Sta...

 One for the girls Now I lay me down to sleep I pray the Lord my shape to keep. Please no wrinkles, Please no bags And please lift my butt before it sags. Please no age spots, Please no gray And as for my belly, Please take it away. Please keep me healthy, Please keep me young, And thank you Dear...

Why,why, why, are things the way they are? Whave you ever wondered...In winter why do we try to keep the house as warm as it was in summer when we complained about the heat?How come you never hear father-in-law jokes?And my FAVORITE......The statistics on sanity are that one out of every four per...

Two elderly  women were out driving in a large car - both could barely see over the  dashboard. As they were cruising along, they came to an intersection. The stoplight was red,      but they just went on through.The woman in the passenger  seat thought to herself 'I must be losing it. I could ha...

GOOD MORNING! Today's Why, why, why, brain teasers. Have you ever wondered why...Why do people constantly return to the refrigerator with hopes that something new to eat will have materialized?Why do people keep running over a string a dozen times with their vacuum cleaner,then reach down, pick i...