Kevin O'Connor's (rates01) Blog

Here are six common mistakes to avoid when seeking mortgage in California.Mistake #1:Searching for home in California prior to getting approved. It is essential you are pre-approved PRIOR to looking for a home so you know how much you can not only afford but qualify for. And during this process y...

Are you planning to buy your first home? If yes, you will definitely find the following pieces of advice useful. My experience has taught me many interesting things about buying a home, especially our first one!The Home Buying Process:Buying your first home will be a big move. Your decision shoul...

You may have come across your dream home and due to the high purchase price you no longer are eligible for a conforming loan so now you must look at a "Jumbo Loan" About Jumbo Home Loan:A Jumbo Home Loan offers you the opportunity to buy a high priced home with great financing flexibility. Curren...

According to experts, household APR can be treated as an aggregation of several rates of interest when you're evaluating your overal debt structure. When all your debt is adjusted to support tax deductibility, the APR becomes useful. For decades, lenders and mortgage bankers have used APR to eval...