Your Central Florida Financing|Housing Resource

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Mortgage and Lending - Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - NMLS 223305
Nationwide home mortgage lending, Jumbo High Balance Conventional and Government purchase loans, love to serve our Veterans, first time home buyers, buyers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Home Equity Loans and Lines of Credit, Austin Cedar Park Round Rock Georgetown Leander Texas, NMLS #223305
RECENT BLOG POSTS
Settling in to the Hill Country of Central Texas, after putting in a full week in the Mortgage World helping homeowners refinance into some great loan products, it sure is fun to get out and explore. From the blue bonnets blooming along with the spring time wild flowers in the countryside to the ...
04/11/2015
On August 4, 2013, the State of Oregon rolled out its Foreclosure Avoidance Program established by Senate Bill 558. This requires most mortgage lenders to offer foreclosure mediation before they may file a judicial or non-judicial foreclosure in the State of Oregon. A homeowner is notified they h...
02/14/2014
The State of Oregon applied and received U.S. Treasury Hardest Hit Funds due to the extent of unemployment and foreclosure this State's citizens have experienced. The latest program, the Home Rescue Program, has been opened up to applicants who are seeking financial assistance on their home due t...
08/27/2013
Somehow I seem to have reblogged an earlier articel, but also worthy of attention! The costs associate with FHA loans are definitely a factor for buyers to consider today, and now that the Conventional Option of 3% down is back in play, the cost comparison will frequently tip in favor of that loa...
07/11/2013
Way to lay out the costs associated with delays in an upward trending interest rate market, Gene. Being cautious and diligent about making sure a home is affordable - including the repair costs identified in an inspection - are one thing, but the "chronic hagglers" will certainly pay a price in m...
07/11/2013
As a housing counselor working with Southern Oregon homeowners facing financial hardship, I appreciate homeowners having options to consider. As with the recent “fixing” of the Oregon Foreclosure Avoidance Program that will now incorporate homeowners facing judicial as well as non-judicial forecl...
07/01/2013
Homeowners experiencing financial difficulties are receiving modification of their mortgage terms from their lenders. As a housing counselor, this is a wonderful outcome for many families! When a homeowner’s lender approves modifying their original loan terms, they usually require the homeowner c...
05/29/2013
The Rogue Valley Association of Realtors and the Homebuilders Association of Jackson County presented the Southern Oregon Economic Summit today. Dr. Lawrence Yun the NAR Chief Economist, Dr. David Crowe the NAHB Chief Economist and Josh Lehner Senior Economist with the Oregon Office of Economic A...
05/23/2013
Housing Counselors working with homeowners seeking solutions to their financial hardship and alternatives to foreclosure comb through the homeowners’ individual situations. We’ll look at their past, current and possible future circumstances, making several recommendations based on that in-depth r...
05/17/2013
Homeowners in Southern Oregon have faced many challenges, one of which for some homeowners has been substantial negative equity. There are many options for homeowners who have experienced financial hardship – i.e. lost their job, closed their business, experienced a reduction in hours/income, fac...
05/03/2013
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Karen Cooper

Helping Homeowners w/Home Loans in 27 US States
smartphone(512) 375-2422
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Loving the challenge of a career in mortgage|real estate since 1983, keeping up with the progression of changes in this industry keeps one on their toes. What doesn't kill us makes us stronger, right? Here's to a few more decades of strength building!