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You can try. Most times creditors are not willing to work with individuals and will not offer very favorable settlements. Plus, if you don’t have the necessary negotiation skills and experience, you will never know if the creditor is giving you the best terms available. Because a Certified Deb...
03/04/2010
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Q. Is Debt Settlement like Bankruptcy? A: There is a major difference between Debt Settlement and Bankruptcy in many areas. Chapter 7 Bankruptcy remains on your credit report for a minimum of 10 years, whereas your charged-off accounts (the derogatory accounts) may remain on your credit file fo...
03/02/2010
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Q. What is the difference between a Debt Settlement Program and Debt Management Plan (DMP)? A:Debt Management In a debt consolidation programs, also known as a Debt Management Plan (DMP), you pay back 100% of your debt plus interest. Interest is commonly reduced to the 8% to 10% range. Add...
02/27/2010
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Programs Starting at $49 monthly What is a FICO Credit Score?A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. The most common of the credit score standards is the FICO score by Fair Isaac. The FICO score ranges from 350-850 and is intende...
02/15/2010
