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Mortgage and Lending - Franklin Advantage Inc. - NMLS Lic. # 343946
RECENT BLOG POSTS
Each year to coincide with loan limit changes to Fannie Mae and Freddie Mac, FHA also changes their limits.Most changes align with those given by Fannie and Freddie, but FHA usually has lower limits for selected counties.Below is a link to the Limits for FHA ( Note: You will have to insert the ye...
11/30/2021
Each year the limits for Fannie Mae and Freddie Mac Conforming Loans are normally adjusted, and in most cases increased. For your convenience and reference, please access the Link listed Below: https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Announces-Conforming-Loan-Limits-for-2022.aspxDOWNL...
11/30/2021
 Each year to coincide with loan limit changes to Fannie Mae and Freddie Mac, FHA also changes their limits.Most changes align with those given by Fannie and Freddie, but FHA usually has lower limits for selected counties.Below is a link to the Limits for FHA ( Note; You will have to insert the s...
12/02/2020
  Each year the limits for Fannie Mae and Freddie Mac Conforming Loans are normally adjusted, and in most cases increased. For your convenience and reference, please access the Link listed Below: NEW LOAN LIMITS FOR FANNIE ME AND FREDDIE MAC FOR A FULL STATE AND COUNTY LIST GO HEREDOWNLOAD THE LI...
11/24/2020
 Consumers, including those who may be applying for new mortgages or refinances, might be in for a big surprise this summer. Fair Issac Corporation, the company which creates the FICO credit score models, will introduce two new ones this summer, the FICO Score 10, and the FICO Score 10-T. The inf...
01/26/2020
 Veterans nationwide may, or may not have, noticed recent changes enacted by the Blue Water Navy Vietnam Veterans Act of 2019 which became effective on January 1, 2020. This Act eliminated loan limits for VA loans, and also raised some fees for VA loans. ALL Veterans may now apply for a No Down P...
01/16/2020
Each year mortgage limits are set affecting Fannie Mae and Freddie Mac Conforming and High Balance Loan amounts. These have been out about almost a week, and FHA just announced theirs yesterday. VA limits are set to come out next Tuesday, December 10th. For your convenience and reference, these n...
12/05/2019
  The public as a whole, and Realtors really need to get their facts straight.  It's really not the public's or Realtors fault, but more-so the misinformation in the media that is the culprit.  Almost everyone thinks that every time the Fed Lowers the Fed Funds Rate that this means that Mortgage ...
09/23/2019
FHA As announced today in Mortgagee Letter 2018-11 the low-cost and high-cost county limits have increased effective with case numbers assigned on or after January 1, 2019. Loan limits are county specific.  The low-cost areas mortgage limits have increased to: One-unit: $314,827 Two-unit: $403,12...
12/14/2018
 FHFA Announces Increase in Maximum Conforming Loan Limits for Fannie Mae and Freddie Mac in 2019  It's that time of year when changes to Fannie Mae and Freddie Mac Mortgage Loan Limits are reviewed and adjusted.  This year, loan limits took a sharp increase over 2018.Below is an excerpt from Mor...
11/27/2018
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Wayne L.Brown

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