Hugh Willey's (obxrealestateguy) Blog

During the home buying process, keep your eyes peeled for flaws/features that may make or break the decision to buy the property. After all, few people are willing to purchase a home that will cost them thousands of dollars to repair. Yet, it is important to realize the following…No House is Perf...

Is the property in a Special Flood Hazard Area (SFHA)? Lenders require property owners within a SFHA zone to carry flood insuranceIf there is no mortgage on a property, the owner may not be aware of the SFHA zone status of the property. Knowing a property’s SHFA status and flood insurance require...

Living in the Outer Banks has many pleasures and benefits, but coastal living also comes withchallenges. If you’ve been shopping for a coastal property, whether for a full time residence orsecond/investment home, you’ll have heard terms such as flood zones, base flood elevation(BFE) and the natio...