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Real Estate Agent - Ridgway Real Estate - 40037375
News, events, stories, info, tips, and advice about real estate in Ridgway, Colorado and surrounding San Juan Mountain communities of the Colorado Western Slope.
RECENT BLOG POSTS
What a borrower actually earns and what will be used to qualify him or her for a particular loan are not necessarily the same. This is because in addition to calculating how much, the borrower's income must be deemed to be predictable and stable. The W-2 Wage Earner. The easy case is the W-2 wage...
11/01/2014
The start of the New Year is a new beginning for me in many ways, but particularly, since I recently launched a new career, from real estate broker to mortgage loan originator.  I thought I would share a few of the insights I’ve gained during the first two months in the mortgage business.1.  They...
01/04/2014
For those who may have noticed my new contact info and wondered, YES, I've made the switch.  I've gone from the sales side of real estate over to the lending side of it.  I have enjoyed immensely my real estate career.  However, when the opportunity presented itself to me to become a mortgage loa...
11/24/2013
With the housing market on the rise and interest rates still low, there comes a noticeable change in lending practices and policies where seller concessions for repairs  and personal property inclusions are concerned.  A “seller concession” is something the seller agrees to give (concede) to a bu...
10/29/2013
As we all read, the real estate market nationally is--finally--shifting, and in a positive way.  I was asked to participate in the ActiveRain challenge to post how I will respond to this shift.  So, here are my responses:  1.       How will this shift affect buyer agents vs seller agents? Seller ...
03/24/2013
To many, “foreclosure” is synonymous with “great deal.”  That may be true in many cases, but great deals and investments often come with higher risk.  That certainly applies to buying a foreclosure, also referred to as a bank-owned or foreclosed property or REO (real estate owned--by the bank). H...
02/28/2013
Classic Colorado Home Totally Remodeled 236 Marie Street, Ridgway, CO 81432 View Map Totally remodeled ranch view home, on west end of Town of Ridgway, within walking distance to school, greenbelts, historic district, and parks. This gem is classic Colorado with everything brand new, including: ...
02/09/2013
If you’ve been listening or reading all the real estate news lately, you’ve undoubtedly heard how the real estate market nationally is picking up, that it appears to have finally hit the bottom, and that home values have increased over last year.  That’s certainly been happening in Montrose Count...
02/01/2013
Below are the residential statistics from our regional MLS for Montrose County, Colorado.  Consistent with national statistics, sales activity and home values are up over last year.  We are still seeing a fair amount of foreclosures and short sales hitting the market, and expect more throughout 2...
01/28/2013
In Part I of this post, I described the basic differences between a manufactured home and a modular home, and how these 2 also differ from a traditional stick-built home and a pre-HUD mobile home or trailer.  Understanding the differences is important since the type of home can affect a buyer’s a...
01/04/2013
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Ninah Hunter

Independent Broker, REALTOR®
smartphone(970) 318-0086
local_phone(970) 626-5455
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