Nick Pakulla Mortgage Lender Loan Officer in Maryland (MD), the District of Columbia (DC), and Virginia (VA)

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Mortgage and Lending - Nick Pakulla Mortgage Team Maryland, Virginia, District of Columbia - NMLS#: 728211
When you are ready to purchase a home in Maryland, DC, or Virginia you need to make sure you have your finances in order.  The best way to do this is to obtain a pre-approval letter from a skilled loan officer.  With a pre-approval letter, sellers and other agents see you as a serious contender w...
FHA has just announced that for 2014 their “High Cost Area Ceiling” limit of $729,750 will expire on case numbers issued on or after January 1, 2014.  The new limit on January 1st will be $625,500 in areas such as Rockville, MD (this is in-line with current conventional mortgage limits).   Counti...
  Rockville, MD - 11/26/13 Just before the holiday season gets into full gear, one piece of mortgage news in Rockville, MD to be thankful for!   Today, the Director of the Federal Housing Finance Agency announced in a press release that loan limits for Fannie Mae and Freddie Mac will be unchanged...
    A huge benefit to home buyers offered by the US Department of Veterans Affairs is VA home loans.  These mortgages are issued by regular banks and lenders across the country (yes, we do VA loans too!).  The VA does not directly lend money, but provides the bank with a guarantee in-case of defa...
    With Rockville, MD mortgage rates still near all-time lows and predictions that rates will continue edging up in 2014 and beyond, there are significant long-term interest savings for anyone in the market now!    There are no tricks hidden in the numbers, they speak for themselves and the char...
A few clients have been asking me if the government shutdown is having any impact on the mortgage origination process in Rockville Maryland.  The general rule of thumb is that it is business as usual.  Very little is directly impacted in the short term because most of the functions are handled wi...
  With the transition of back-to-school beginning to settle down, now is a great time for fence sitters to find that perfect home in Rockville MD!   ·         Mortgage rates have come back down the past few days: Rates        Rates are around 4.5% for 30 year fixed below $417,000 and 4.625% above...
    A common theme from buyers on the fence over the past several weeks has been fear and disappointment that mortgage rates have reached their highest point in 2 years.    Instead of causing fear and an unwillingness to buy, this should actually fuel more fire and encourage buyers to buy now!   ...
For anyone in the market to purchase or sell a home in Maryland don’t let the recent slight increase in mortgage rates deter you!    According to a report released by Trulia, nationally buying beats renting until mortgage rates hit 10.5%.  This is because prices and mortgage rates fell during the...
  In the 2013 edition of Mortgage Executive Magazine, Nick Pakulla was named one of the Top 1% Mortgage Originators in America for 2012. Nick is a Loan Officer at First Place Bank at the Rockville, Maryland office. Mortgage Executive Magazine compiled the most comprehensive list of The Nation’s T...

Nick Pakulla

Nick Pakulla Mortgage Team, Lender in MD DC VA
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