Well, we continue to see change. Too bad none of it appears to be helping the consumer. We continue to hope that the monies provided to the major banks will provide the emotional climate for bankers to start loosening the proverbial purse strings.
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Although the markets expressed a lot of excitement about the fiscal cliff "deal", expectmortgage rates to come back down as there is growing realization that : a. the "deal" added $4 trillion in debt to an already staggering deficitb. the "debt ceiling" looks to be another thorny partisan fightc....