Carla Barnes aka The Mortgage Diva's Blog

To Lock or not to Lock…That is the Question!   When it comes to locking the interest rate on a mortgage loan, everybody wants to time it to get the best deal. There's nothing wrong with that attitude. It's perfectly normal. You’ll get the luck of the draw sometimes, not all of the time. In other ...

Don't Believe the HYPE!!A MUST KNOW If You're Thinking Of a lease purchase....It's Not a ticket to homeownership!We've been unpleasantly surprised by the number of "Rent to Own" signs popping up this past summer.Why? Because it's mostly a marketing gimmick to lease houses property owners can't se...

Buying your first home is now easier than ever before!During the last decade, home sales in most parts of the United States took an unprecedented downturn. With a backlog of inventory on the market, along with the need to keep the economy moving in a positive direction, many new financing program...

And Own a Home of your own in 2007! Credit information, whether good or bad, remains on your credit report for a period of seven years. So, it makes good sense to know what's on your credit report, especially if you're considering applying for a mortgage or a new home loan. When Good Credit Goes ...

Are you having problems with other lenders closing your loans? Do you find customer service to be worse than Georgia's traffic?? Would you like to close your loan before christmas? Contact Carla Barnes today, for prompt professional service that you can trust! Call for your Free confidential mort...

The Mortgage industry Code of EthicsThe members of the National Association of Mortgage Professionals, believing that the interests of the public and private sector are best served through the voluntary observance of ethical standards of practice, hereby subscribe to the following Code of Ethics....

 For most people, homeownership represents independence, security and the beginning of wealth building. Homeownership has become more than just a dream for many women. According to the National Association of Realtors (NAR) women are not only the fastest growing segment of homebuyers, but they ac...

Better Credit, Better Mortgage Rate: Understand and Improve Your Credit ScoreYour credit record has a significant impact your probability of securing a mortgage. It also influences the interest rate that you are offered. Its important to improve your credit score as much as possible in order to g...

Better Credit, Better Mortgage Rate: Understand and Improve Your Credit ScoreYour credit record has a significant impact your probability of securing a mortgage. It also influences the interest rate that you are offered. Its important to improve your credit score as much as possible in order to g...

 The Mortgage industry Code of EthicsThe members of the National Association of Mortgage Professionals, believing that the interests of the public and private sector are best served through the voluntary observance of ethical standards of practice, hereby subscribe to the following Code of Ethics...