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Real Estate Broker/Owner - Morningside Homes, LLC 720-231-5200 - DRE# ER300941
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RECENT BLOG POSTS
  You've done your homework, contacted a mortgage company and believe you are pre-approved.  That part of the process is finished and you can concentrate of finding a home and moving...or can you? Pre-qualified and pre-approved are two different things but some people, including some in the busin...
07/06/2020
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  The last two months of the new normal stay at home has led many homeowners to rethink the way they live in their home.  It has now become an office for working at home; a school for children; a gym to stay in shape; and a place for recreation. The repurposing has people evaluating whether their...
05/27/2020
  During the mortgage meltdown that caused the Great Recession a decade ago, some homeowners lost their homes to foreclosure or constructed a short sale to get out from under the debt.  In most of the cases, the lenders forgave all or part of the debt owed them. Similarly, in the early 90's after...
05/18/2020
  The convenience of selling your home without the hassle of getting it ready, putting it on the market, showings, open houses, negotiations and repairs comes at a cost ... a significant part of your equity.  The companies, referred to as iBuyers, that buy homes from sellers are for-profit organi...
05/12/2020
  The deadline for challenging your property tax assessment this year may be later than normal due to the stay at home orders but when you are notified, you'll want to be ready to decide whether you can save some money on property taxes this year. There are two elements that determine the amount ...
05/04/2020
  Taking cash out of the equity of your home could be a legitimate way to fund a temporary cash crisis now or to have it on-hand if the need arises.  Most homeowners can pull out the difference in 80% of the fair market value of their home and what they currently owe. The most frequently cited re...
04/30/2020
  Of course, it is!  We haven't experienced a global pandemic in our lifetime.  We haven't had an economic shutdown like this before.  Uncertainty is understandable and people tend to fear what they don't understand. With all that said, it doesn't mean there are not opportunities for people who c...
04/22/2020
  Everyone knows someone it has happened to or has heard a tragic story.  It could have been a fire, a flood, a burglary or some other disaster but to file a claim on their insurance, they need the receipts or a list for what is being claimed. Since you're at home anyway and may even have kids at...
04/17/2020
  The American bank robber, Willie Sutton, was asked why he robbed banks and his answer was "because that is where the money is."  During his 40-year career, he stole about $2 million but Internet scammers are stealing many times that amount in phishing schemes preying on unsuspecting home buyers...
04/07/2020
Published on 3/29/2020 & modified on 3/30/2020 While you're isolating at home, there are things you can do to help buy a home now or in the near future.  Instead of spending time surfing the Internet looking at homes, do the groundwork necessary to be able to purchase the home that you find. Ther...
03/31/2020
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Patty Clark

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