Arizona Loan Officer

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Mortgage and Lending - Amerifirst Financial, Inc Equal Housing Oppurtinity Lender AZ BK0013635 NMLS 145368 LO:1015837

ARCHIVED BLOG POSTS

2015 

October 3rd, D-Day for those of us in the housing industry.  The day the dreaded TRID is to take effect. After sitting through a number of TRID training courses I've come away with the feeling that people are a little more nervous about it than they need to be.  There will be an adjustment period...
09/29/2015
One year ago I made the rather scary move from years of a guaranteed steady paycheck in mortgage operations to the uncertainty of full commission as a loan officer.  There were several events in my life that led to the decision but ulitimately it was the idea of uncapped income potential that rea...
09/28/2015
This week's edition of Friday Funny has to come out a little early as I will be pre-disposed tomorrow. Every Friday (sometimes Thursday, sometimes Sunday but who cares) I try to post the funniest thing that came across my various social media news feeds.  I of course have to eliminate some of the...
09/24/2015
I like food.  One look at my waistline will tell you that.  I'm Italian so you can guess what kind of food I like.  A couple of months ago I started a small monthly meet-up with business owners and sales people that are also alumni of my high school that happen to still be in the area.  We had be...
09/24/2015
It's been a crazy year, I've learned quite a bit.  Not just about writing blogs but from many of the great posts I read here in "the rain." I've picked up about 70 followers and joined a few groups.  I've been to a meetup and have had other conversations/meetings with many people I've met through...
09/23/2015
"Down Payment Assistance and the Consumer" will cover many of the down payment assistance programs available to buyers in Maricopa County and other areas of the state.  The main focus will be on Home in 5 and HFA Preferred Home Plus/Home Advantage programs but other programs will be covered. Savi...
09/21/2015
If you spend any time on social media, and you should if you're in any kind of business, you've seen them. The manipulative posts that say "if you love so and so share this, ignore if you don't care."  I've always said I love God, respect the troops, vets, firefighters and police officers.  I pra...
09/18/2015
Citing global economic concerns the Fed has decided to hold off on an interest rate hike for the time being.  Janet Yellen will be addressing the media shortly.  Although the majority of analysts expected this announcement there was some concern that a rate hike may happen this month based on com...
09/17/2015
An article on CBS Chicago's local page dated yesterday claims that cyber criminals are targeting real estate transactions.  The largest reported theft has been around half a million dollars thus far.  The crooks seem to mostly be operating overseas as the person interviewed in the article found o...
09/16/2015
  I remember earlier in the century a number of "no payment for a year" promotions being sold on everything from furniture to cars.  This is considered a deferred payment.  You don't see these types of loans anymore but there are still some loans that can be deferred.  Student loans are the most ...
09/15/2015
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Mike Tizzano

Protect Your Transaction Certified Lender
smartphone(480) 840-4483
local_phone(480) 344-1967
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