Mike Watson's (mike_watson) Blog

Eastlake Short Sales CA - Many people think that you can't remove a collection or blemish on your credit, if it is with the original creditor. "I originally borrowed the money from Easy Capital. I'm sure they have everything in my file. I can't dispute with them", they say. Actually you can and m...

Chula Vista CA - People often ask me here at Keller Williams Chula Vista, "How does a short sale work for the seller?" A short sale is usually very beneficial for the seller. Here is how the process goes. First, the seller will put the home up for sale with an agent. It will usually take a few we...

Chula Vista CA - This is a continuation of my earlier blog post about common short sale mistakes and how to avoid them. Common Short Sale Mistake #4: Not doing research to find the decision maker on the loan. Most loans are not owned by the lender you are dealing with. In fact, between 60% and 75...

Chula Vista CA - One of the short sale documents that your lender will require is a Financial Statement. When you fill it out, don't make the mistake of not including all your monthly expenses and total debt owed. Many sellers don't include all of their debt or monthly expenses. I recommend you i...

Chula Vista CA - Here are some common short sale mistakes we often see people make here at Keller Williams Chula Vista CA. Common Short Sale Mistake #1: Not ordering a title search before negotiating the short sale. Discover how other sellers successfully did a short sale and request a free consu...

 I just thought I would re-post this blog on a wet dreary day in San Diego A police officer pulls over a speeding car. The officer says,' I clocked you at 80 miles per hour, sir.' The driver says, 'Gee, officer, I had it on cruise control at 60; perhaps your radar gun needs calibrating.. ' Not lo...

 Chula Vista CA - Many of the short sale sellers we help here at Keller Williams Realty are selling their home to avoid foreclosure. In addition, they are receiving lots of harassing calls from debt collectors. These debt collectors seem to think that if you call someone with no extra money, then...

Chula Vista Short Sales - We get quite a few calls every week here at Keller Williams Realty in Chula Vista CA asking "What are the benifits for me as a home owner between a Short Sale Vs Foreclosure" 1. Minimize The Damage To Your CreditA Short Sale will affect your credit but not as detrimental...

Chula Vista CA - The right agent can make the difference between success and failure on your short sale. You risk losing a lot when your agent doesn't understand short sales. The short sale can be denied and the home foreclosed. Then you have to wait five years to buy another house. Or, the lende...

Chula Vista CA - If you are facing financial hardship, then paying credit cards and other unsecured debts is your lowest priority. An unsecured debt is a debt where they can't take away your car or house. A secured debt has something as collateral, such as your car, house, or anything else of val...