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Mortgage and Lending - Cambria Mortgage, The Joe Metzler Team - NMLS 274132
Minnesota Real Estate and Mortgage Industry News and Information
RECENT BLOG POSTS
    DETAILS OF $7,500 TAX CREDIT Now Available to First-Time Home Buyers:  Learn more at www.MetzlerMortgage.com Not buying a home? Please PASS THIS INFORMATION ALONG TO EVERYONE YOU KNOW WHO MAY BENEFIT There is no need to fill out an application to qualify for the tax credit. First-time homebuy...
11/20/2008
 HOPE FOR HOMEOWNERS PROGRAM - TO HELP MORE STRUGGLING FAMILIES KEEP THEIR HOMES The Bush Administration unveiled additional mortgage assistance for homeowners at risk of foreclosure with The HOPE for Homeowners program, designed to help refinance mortgages for borrowers who are having difficult...
11/19/2008
What is an upFront Mortgage Broker TM? The Front Mortgage Broker ® (UMB ®) concept was conceived by Jack Guttentag, the nationally syndicated columnist and well-known expert on mortgage loans. Professor Guttentag developed the idea as a result of his experience as a mortgage advisor to consumers...
09/02/2008
FLORIDA LAUNCHES PROBE OF COUNTRYWIDEThe Florida attorney general is investigating mortgage lender Countrywide for unfair and deceptive business practices related to home loans. A subpena dated January 17 directs Countrywide to provide documents and other information describing procedures used to...
01/31/2008
 The Federal Reserve Board has proposed to amend Regulation Z, which implements the Truth in Lending Act and Home Ownership and Equity Protection Act. The goals of the amendments are to protect consumers in the mortgage market from unfair, abusive, or deceptive lending and servicing practices whi...
01/22/2008
FED RATE CUTS DO NOT EQUAL LOWER FIXED RATES Saint Paul, Minnesota. Dec 2007: So the Federal Reserve cut rates again. Many mortgage applicants are calling their Loan Officer and expecting a lower interest rate, especially those currently in process with a loan. Others who have been waiting to re...
12/16/2007
Liquidity and Its Importance in the Bond Market In years passed a borrower would visit their bank to obtain a mortgage. The Loan Officer at the bank would approve the mortgage and fund it with cash reserves from the vault. This system worked well until the bank ran out of money to lend to the nex...
12/16/2007
FED Issues Statement on Subprime Mortgage Lending On June 29, 2007, the Federal Reserve Board, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, the Federal Deposit Insurance Corporation, and the National Credit Union Administration (the Agencies) issued a final int...
12/15/2007
 Banker, Broker, or Direct Lender? All are "Loan Officers", who is BEST?Saint Paul, Minnesota: When you're looking to get a mortgage loan, you may work with a loan officer, but where they work makes a difference! People often confuse the lender types even though all will glean the same results: a...
12/13/2007
 Refinancing - When and Why Saint Paul, Minnesota: The first rule is that there are no rules. You should refinance if it makes sense for you. A highly trained professional will have all the tools to help you determine if refinancing your existing loan makes sense for you!You should seriously thin...
12/13/2007
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Joe Metzler

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smartphone(651) 705-6261
local_phone(651) 552-3681
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Mortgages Unlimited. The Joe Metzler Group