M.C. Dwyer - Santa Cruz Mountains Real Estate

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Real Estate Agent - Melody Russell Team at eXp Realty of California, Inc. - 01468388
Find all the information you need about Santa Cruz Mountains real estate - from new listings to prices and statistics. I'll also post stories about the process of buying and selling homes, as well as timely tips about interest rates and getting a loan. Check here for upcoming activities in the Santa Cruz mountains, too!
RECENT BLOG POSTS
I just read an article on Bloomberg today saying that President Obama plans to reduce the expensive mortgage insurance on FHA loans!    The great thing about the FHA loan is that you as a buyer can buy a home with a very low down payment - as low as 3.5%.    But the difficulty for some buyers has...
01/07/2015
Boulder Creek real estate is the most affordable in the Santa Cruz Mountains region, about a 45 minute commute from the Silicon Valley and 30 minutes to Santa Cruz.  During 2014, Boulder Creek real estate prices averaged $437,000, up about 14% from 2013.   In 2013, Boulder Creek's home prices ros...
01/06/2015
My letter to the Editor of the Press Banner was published in last week's paper.    No updates from our supervisor yet.   I'm looking forward to seeing more improvements by Cal Trans, because the safety updates aren't yet complete in my opinion.     What do you think? As a Boulder Creek resident w...
01/05/2015
  Be sure to visit my website  for more real estate resources...including mortgage calculators, community descriptions, and of course free access to all the (public) information on the MLS about current listings for sale. Looking for your dream home?     I'll help you find financing, negotiate te...
12/31/2014
Mortgage Forgiveness Tax Relief Act If you've been on the edge about whether you'd get a tax break on the amount of the loan that was forgiven by your lender during a short sale in 2014, here is some good news. Without this tax break, anyone who sold their home under distressed circumstances call...
12/18/2014
Thanks to Whitney Watson, lender hailing from VA, for this humorous yet important reminder to borrowers in the process of buying a home!    I'll just add a few "ooopses" I've seen people do:   Don't be tempted by a tax preparer's offer to review your taxes to find more write-offs while you're buy...
10/03/2014
  I woke up Wednesday with a luxurious feeling: after working all weekend and countless days in a row, I had nothing scheduled!         But my phone showed two voice mail messages already, so I listened in and responded, then sat down with a cup of coffee to check e-mail.    I was hoping the ext...
10/02/2014
Scotts Valley Real Estate Market - August 2014    & San Lorenzo Valley Real Estate Market - August 2014 The Mercury News reports the housing market is cooling off across the San Francisco Bay Area, where median sales prices rose 10% year over year.*     I consider this as a good sign, as prices h...
09/12/2014
Listed at $220,000, this condo is the most affordable, livable home in Santa Cruz County north of Watsonville!  Come see it at the Open House Saturday 9/13/14 from 2-4 pm at 192 East Hilton Drive.Located near the Boulder Creek Golf and Country Club, this home was lightly used as a vacation get-a-...
09/09/2014
San Lorenzo Valley Real Estate prices ROSE during the 1st Quarter of 2014 52 homes sold in the San Lorenzo Valley during the first quarter, at an average price of $438,476, an astronomical increase over $346,460 at this time last year.   Average days on the market is pretty stable - 73 days this ...
04/25/2014
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M.C. Dwyer

MC Dwyer-Santa Cruz Mountains Property Specialist
smartphone(831) 419-9759
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