Manuel Angeles's (manuelangeles) Blog

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Mortgage and Lending - Integrous Real Estate Capital - NMLS #1750546
RECENT BLOG POSTS
📉 Refinancing is something that most people will do at some point in their home ownership years. The reasons are many; sometimes it’s to get a better rate, sometimes to combine a first and second mortgage. Still others will refinance to take money out from the equity on the home and pay bills or ...
11/11/2020
🍁 Autumn marks the beginning of the holiday season, a time spent with family and friends. It is also the time of year when we can spend a lot of money, and in these tough times finding ways to save during the holidays is always welcome.Using the natural bounty available at this time of year is a ...
11/07/2020
The 2016 election won't soon be forgotten in the mortgage or bond markets. Many of the predictions were dead wrong when it came to how interest rates would react to a Trump victory, and the reason ended up being very simple in hindsight. Are there any parallels that can help us prepare for the co...
11/01/2020
🏠 If you are a first time homeowner, or are purchasing a home after a major life change such as marriage or having children, what should you consider to be sure your new home can grow with your changing family?The time and effort that go into purchasing and decorating a new home, not to mention f...
10/31/2020
Another week, another glut of news articles claiming mortgage rates are at all-time lows. While no one is intentionally trying to deceive you, the news is deceptive nonetheless. Why?Freddie Mac's weekly mortgage rate survey is at the heart of the issue.  The survey is a mainstay of the mortgage i...
10/25/2020
📈  Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating. The good news is that many lenders have adapted to the idea that many hopeful homeowners simply need a second chance, which means that past credit problems no long...
10/25/2020
🌼 As adults, we often assume that gardening is designed exclusively for us. Believe it or not, children also love to garden making this popular past time a wonderful family-oriented activity. If you are interested in making gardening a family affair, consider the following ideas to help make your...
10/17/2020
California Mortgage Rate Sheet for 10/14/2020Based on 760 Fico Conventional, FHA and VA Loan options were based on a $500,000 Purchase Price. Jumbo Loan option is based on a $1,000,000 Purchase Price. Conforming Limits for Los Angeles County used.Down Payments reflected on each option are Convent...
10/14/2020
⛏️ Always dreamed of renovating a home exactly to your specifications, or have you found an older house that is structurally sound but needs a lot of work inside? Perhaps the price is right and you can’t resist all that house you can get for your money.Whatever the reason, buying a fixer-upper ca...
10/11/2020
👻 Halloween can be one of the most child-like and fun holidays of the year. From the adorable and excited children in their costumes to costume parties for adults, Halloween is really a time to let out the kid in all of us and have a good time. Whether just entertaining the Trick-or-Treaters or h...
10/08/2020
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