With the cost of heating and cooling a home going up so much, many people are finding that the payback time for energy saving improvements is getting much shorter. The stumbling block now is coming up with the cash to do the work. These energy efficient mortgages seem to be a solution to over
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08/19/2008
There are some companies that charge the seller an upfront fee to cover all the expenses of marketing their home. In order to overcome resistance of the seller taking on that financial risk, these companies usually offer "money back guarantees." At first glance, this sounds really good. But th
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08/18/2008
A big problem that first time homebuyers face is having an emergency fund to take care of big ticket repairs, especially during their first year of home ownership. After all the costs involved in getting into a home, usually there's not much cash left over. What if the AC needs replacing a mont
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08/18/2008
The Olympic motto is explained very well on the official Bejing Olympic website: The Olympic motto is made up of three Latin words: "Citius, Altius, Fortius", which means "Faster, Higher, Stronger".These three words encourage the athlete to give his or her best during competition, and to view thi
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08/17/2008
A bank had to reduce a home in Detroit to $1.00 before they could find a buyer. Two years ago it sold for $65,000. No crazy financing on this one. It was an all cash deal. Homes going for $1.00 should definitely start bringing the buyers out who have been sitting on the fence. Here's the link t
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08/13/2008
We've all heard about how to boil a live frog. You put it in a luke warm pot of water and slowly turn up the heat. By the time it knows what's going on, it's too late for it to jump out . I see this happen in many aspects of life. Little by little, we get used to putting up with a little more
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08/13/2008
Wanted to test this new Re-blog thing. I don't understand that commentary is optional. Do you mean I can just create a blog of my favorite blog posts that others create?Woke up at 2:00am this morning with an incredible urge to "Re-Blog" so here I am. As you join in on the network this morning,
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08/09/2008
Here are some excerpts from a speech given on September 10, 2003. It is amazing how today's housing bubble and Fannie Mae trouble is described so accurately. It's like the speaker had a crystal ball and could see into the future. Ironically, by transferring the risk of a widespread mortgage def
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08/09/2008
We've heard them all before. Everyone has an excuse for why they can't accomplish something. They see someone who's successful and they'll quickly tell you the reason why they can't do the same. You know: If only I had more money. If only I had the right connections. If only I had more time. I
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08/06/2008
We've all heard some old timers talk about how cheap they bought a home for when they were just starting out and how much it has gone up in value. They are so proud of their investment. They say that real estate is the easy way to wealth and you are crazy if you don't own your own home. A rec
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08/05/2008