Lonnie Glessner's (lonnieglessner) Blog

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Mortgage and Lending - America's Mortgage LLC
RECENT BLOG POSTS
The National Association of Realtors or NAR reported 2nd quarter statistics for over 100 metro areas today. Nationally, the median home price increased 4% in the 2nd quarter from the first quarter. The national median home price as of June 30th was $174,100, which is down 15.6% from June 2008.NAR...
08/12/2009
I am currently reading Jonathan Manske's great book titled "The Law of Attraction Made Simple". Now some of you may be thinking "hogwash!" over this book title or the main idea behind it. When I first started learning about this Law 2 years ago I was very skeptical too; but, I have come around an...
08/07/2009
Yesterday we learned that banks truly have the safety and peace of mind we crave when we have lots of equity in our homes or we make larger than necessary down payments. So, how can we turn the tables on the banks and regain safety and peace of mind for US? Here's the secret-Liquidity. Liquidity ...
08/05/2009
I recently have had 2 clients trying to decide between putting the smallest down payment possible on a house or putting extra money down on that house for safety and peace of mind. Currently, the smallest down payment possible is 3.50% for a FHA loan unless you are a veteran and qualify for a Vet...
08/04/2009
As I wrote about yesterday the new Home Valuation Code of Conduct or HVCC is wrecking havoc on thousands of buyers and sellers of real estate in its first two months. According to a recent survey by NAR 37% of their agent members had already experienced a lost sale due to this new rule in just th...
07/31/2009
The National Association of Realtors recently surveyed their members about the effects of the Home Valuation Code of Conduct or HVCC on their business in the first two months of this new rule. The HVCC eliminates the ability of the mortgage professional from ordering your appraisal with a profess...
07/30/2009
I had several out of state people ask me to take notes from my speaker, Chuck Blakeman, last week whose topic was "How to Double Your Income in 90 Days" Thus, here are my notes--  •·         The market is NOT the problem, your strategy is the problem. •·         Marine Corps Motto-"Bad plans carr...
12/16/2008
I read an article this last week about the new RESPA changes coming into effect on January 16, 2009 and the revisions to "Required Use" definition will have HUGE implications to new home builders. How so? Home builders will no longer be allowed to offer special financing or closing cost incentive...
12/16/2008
Yesterday I was talking with Diane Evans at ReMax Professionals about our attitudes and I loved what she said-"Attitude is the first frontier to conquer." Diane you are a genius! If you desire for 2009 to be a great year, you MUST change your attitude first. Your suspects, prospects, and clients ...
12/16/2008
I have said for 11 years that the interest rate is more important than the price of a home when it comes to calculating the monthly payment of a home. Let me prove it to you- On November 24th when this HUGE mortgage bond rally started, FHA mortgage rates were at 6%. Today, they are at 5%, a decre...
12/16/2008
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Lonnie Glessner

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