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Mortgage and Lending - Platinum Home Mortgage - NMLS ID#283159
First Time Home Buyers face many challenges in today's Real Estate Market. An experienced First Time Home Buyer Specialist can help them navigate the turbulence they may encounter and make owning your first home a pleasurable experience.
Even though we all know that buying your first home is a dream come true for most, it doesn’t come without some bumps in the road. Below is a humorous list of 74 thoughts first-time home buyers have while going through the process. This list is originally from 1. This place looks so...
If at first you don't succeed with your mortgage application, apply, apply again. Just because your loan was turned down by one bank doesn't mean it will be turned down by all of them. Today’s topic is about not giving up. This is probably a good life rule in general, but it should definitely be ...
The best thing you can do for yourself, when planning on purchasing your first home, is to be as informed about the home buying process as possible. Not only will it be an easier process for you, but you will be able to fully understand everything that having a mortgage entails as well as what’s ...
The home loan process today is more complicated than it has ever been. The aftermath of the housing bubble has lenders scrutinizing every loan file to make verify that each home buyer is an acceptable credit risk. When you start shopping for a home loan it’s important to know that the best loan f...
June 16, 2014 - SACRAMENTO, CA – The California Housing Finance Agency announced today a major program expansion to help more low to moderate income California families purchase homes. CalHFA will remove the first-time homebuyer requirement on its first mortgage programs to allow more California ...
Foreclosure is tough, really tough — but it’s not the end of the world. With careful planning, discipline and a little help you can get a mortgage and own a home again. Here are seven manageable steps you should follow:   1. Stick with your job – If you fell into foreclosure because of unemployme...
Should you continue to rent or is now the right time to buy a home? There are a number of rent vs buy calculators, including those offered by, and They generally all make the same recommendations based on the same criteria: monthly rent, home price, how long you ...
When purchasing a new home, the negotiation of the purchase price is a key part of the transaction.  The following infographic provides a few tricks can potentially save you thousands of dollars, result in a smoother path to settlement and help you purchase the home of your dreams. Always start t...
Have you been eyeing your dream home, but fear that you won’t be approved for a mortgage? In a recent national consumer survey, 56 percent of potential homebuyers decided against purchasing a home because they were afraid of rejection by lenders. And that nearly half of the respondents did not kn...
When picking out your home insurance, it’s important to know what to expect. Here are the 6 things you should know about homeowner’s insurance. What Is Included In the event of fire, theft, storms or vandalism, most insurance policies will pay for damages to your home and possessions in the home....

Greg Cook

Mortgage Consultant NMLS ID# 283159
local_phone(951) 765-1718
smartphone(951) 265-4532
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