San Diego Loan Blog . Com

How to Measure Wealth & Success   Don’t be so serious Occasionally do something silly or spontaneous.  If you’re worried that you’re not being the perfect mother, wife, or friend, then feelings such as frustration, failure, and guilt will radiate outward.  Let the “child” in you take over – let g...

Loans for Condo’s   Just some vital information for anyone planning on purchasing a condo, and what you can expect in a loan. You can purchase a condo and with either of these popular loan types:  conventional loan or  FHA loan.   Conventional The minimum down payment for a condo loan is now 15 -...

Budget Your Money:  Finances 101     Work out a budget and go on a money diet, and you’ll still be able to splurge occasionally on those “oh my gosh I have to have that” stuff.   Consider financial budgeting as a way to track expenses and put the extra money to good use later rather crying at mon...

  The Magic of Disneyland   I hadn’t been to Disneyland for probaby 12 years.  After I got over the initial shock of parking and entrance fees, I walked through the front gates, and then stood, staring in amazement.  You forget how big it is.  You forget how it makes you feel, like you have no wo...

Realtors vs. Real Estate Agents vs. Morals   Do you buyers & sellers know the difference between a Realtor and a Real Estate Agent?  Do you even care?  My guess is NO.   In my opinion, it doesn’t matter if you use a Realtor or a Real Estate Agent – what matters is using a person with morals, inte...

Help for Homeowners, or Are Banks Getting Fatter and Govt Getting More Control?   First, lets review some statistics:  Who controls 95% of the derivatives market with $290 Trillion over-the-counter – why Goldman, Citi, Chase, Morgan Stanley, and Bank of America, of course.  And, who controls the ...

New Good Faith Estimate – Will it Help Home Buyers?   I’m responding and adding to a well written blog by Loreena, a Realtor, http://activerain.com/blogsview/1375563/new-standardized-good-faith-estimate-effective-january-1-2010.  A few statements on that blog, however, make me wonder if in fact, ...

Buy a Home and Take Your Rightful Title   One of the most important decisions when you buy a home, is deciding between the buyers, how to take title (ownership) of the home, and the tax/probate consequences.  Below are the 5 most common ways to hold title. Sole ownership Single -- title of the ho...

Getting Past the Language Barrier with Buyers   Don’t make the mistake of turning away business just because you don’t speak Vietnamese, Mandarin, or Spanish.  Service providers, such as mortgage brokers and realtors, should adapt to work with those from other ethnic and cultural backgrounds (jus...

Low Down Payment Loans for Home Buyers There are a several low down payment loan programs available that are not widely advertised…..but they should be.  Gone are the days of 100% financing (thank goodness), but there are safer options out there.  If you're a Veteran, then 100% financing is still...