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Mortgage and Lending - Academy Mortgage.......We are a Equal Housing Lender - CO NMLS2421 : NMLS 264534

ARCHIVED BLOG POSTS

2010 

Seller Held Second Mortgage Rules Did you know...... ...that sellers may provide down payment assistance to Buyers and hold a 2nd Mortgage? Seller Held Second Mortgage Guidelines Loan must be at market rate of interest Loan cannot Balloon in first 5 years Loan must not Negatively Amortize Loan m...
11/04/2010
Avoiding HUD Home Headaches: Tips On Buying HUD Foreclosure Homes!   Bidding & buying HUD foreclosure homes - it seems to be the hot ticket in town.  However - remember these key points to avoid problems and advise buyers: Only primary residence buyers are allowed in the first round of bidding. A...
11/03/2010
How Does Chapter 7 Bankruptcy Affect My Credit Score? This a question I get occasionally from a loan applicant, generally one that has filed a Chapter 7 Bankruptcy either recently or within the last couple years.  I start by explaining how a credit score is determined, and I use the Fair-Isaac Co...
11/02/2010
Mortgage Payment Trouble: Look who is going to Jail!!! If you are a Real Estate agent and your client is having mortgage payment trouble: If you are client of mine or another mortgage lender and are having mortgage payment trouble: If you are a parent of a child that is having mortgage payment tr...
11/01/2010
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Ellen Wright Adams

LoansByEllen- Licensed in Oregon
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