Susan's View

If ever you need to keep your credit in shape, these are the times. It's important you understand the implications of how much something like one late payment can affect your FICO score. If you have derogatory issues on your report, you can hire a credit firm to help clear them. These firms and t...

OPTIONS for Green Loans: Freddie Mac, Fannie Mae, Housing and Urban Development (FHA) and the U.S. Department of Veterans Affairs (VA) all offer their particular shade of Green Mortgage. Clients who qualify for an FHA version can add the cost of "cost-effective" energy improvements to their purch...

Green Mortgage Facts If you are considering buying or renovating a home, you have more reason than ever to incorporate green features into your design. Rising materials costs and fuel price impacts are hitting homeowners hard with no end in sight. Meanwhile rising mortgage rates means that the am...

Is this a Reality Game gone wrong? US Representative Marcy Kaptur pleads for Real Reform Now. Watch her Rules to Wall Street Bailout Game:  http://www.youtube.com/watch?v=S27yitK32ds&NR=1 If you had any doubt about it, just read a little history on the formation of the Federal Reserve Bank and ho...

Wonder Why the Economic Rescue Bill Failed in Congress Today?  Marcy Kaptur put it succinctly to  the House of Representatives: http://tw.youtube.com/watch?v=mbD62gNi9WE   Rep Kaptur repeated her warnings that the process was being conducted behind closed doors...and rushed through Congress with ...

I fondly recall the image of John Travolta combing his hair while walking down the street to the Bee Gees singing 'Staying Alive' in Saturday Night Fever (reruns of course). That movie was really about a street smart guy using everything at his disposal including very fancy footwork to win agains...

Loan Modification FACTS Explore Loan Workout Options: If you or your home owners have an Adjustable Rate Mortgage that is adjusting or have missed mortgage payments which has impacted your ability to refinance, you still have options in this market. Your lender may offer several 'loan workout' op...

HELP US HELP GREEN! Homes with 'green features' are sometimes hard to find when we are trying to assist the funding piece of the puzzle. Realtors --we need your help...list those features! You see, in order to properly credit the fact that green SELLS...we need green SALES.   Our underwriters wan...

UP! Today's Prediction: A trusted mortgage industry veteran with 30 years in the business predicted today that our conventional interest rates will head up as early as October '08 to the 8%-12% range. Reasoning: the extreme devaluation of the US Dollar and the fact banks have been lending money a...

SMILE! The 40-year record low interest rate run was fun while it lasted. Let's celebrate the fact of stability in our region with property values holding ...and celebrate the buyer's market! People will continue to move, refinance and need sane financing regardless of cycles. Being creative beats...