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Mortgage and Lending
As of 2016, Susan is no longer practicing in the USA and retains this blog as a service. Clients may call or email for a professional realtor or lender referral in Whatcom and San Juans counties
RECENT BLOG POSTS
UPDATE: FHA Loan Limits* will be adjusted again as of January 1, 2009. We are about to lose our temporary 2008 Stimulus Package! Some counties get a raise so this is no doubt what the National News will report. As an example: FHA in Whatcom County where I live, the loan limit was raised in 2008 f...
11/14/2008
The Fed Funds Rate Cut on Tuesday was a reduction of .75 of a point down to 2.25%. This action is designed to help banks and investment firms stay in business. http://www.reuters.com/news/video?videoId=78397   Fed Rate cuts create confusion for borrowers. Cheers on Wall Street do NOT, I repeat NO...
11/14/2008
This morning, while getting dressed for work, I was listening with interest to an NPR radio program about people's experiences with the on-line dating scene. Happy callers related their dating successes while reps of e-Harmony and Perfect Match waxed on about their programs. I shuddered. Don't pe...
11/13/2008
I received a letter from the the CEO of the US Green Building Council, Rick Fedrizzi, offering the hope for homeowners and those in the green building industry who are concerned about the viability of our Green Movement during tough economic times. With everyone questioning the viability of the h...
11/13/2008
This analogy demystifying the Mortgage Backed Securities and Credit Swaps is from a friend who has been in the industry for a long time: "Mortgage Backed Securities are like boxes of chocolates. Criminals on Wall Street stole a few chocolates from the boxes and replaced them with turds. Their cri...
11/13/2008
Out of sheer madness, I started a real live human social network in my area to help me face the rigors of a new career nearly 5 years ago www.focusnorthwest.com. This group is a truly inspiring collection of local entrepreneurs who are dedicated to our vison of "promoting success among our member...
11/12/2008
11 Comments
My workload has doubled for half the pay. Am I complaining? No--I am deeply gratefull for every phone call, kind word and person who walks through my door. While Housing prices in the Pacific NW are still holding up pretty well, its refeshing to speak with people now discussing their long term go...
11/12/2008
Another Active Rainer just reminded me that WE are the ones who have to set the example in our industry if we expect others to feel 'confident'. I think injecting some fun back into life would be a great start! The question is how? I was racing to meet a client today who I wanted to know I apprec...
11/10/2008
4 Comments
Are We Feeling Confident Yet?  Thank goodness we can get back to business embracing the changes necessary to get our economy back on track. Now if you thought the 'government' was going to do it for us...think again. We are the change we seek.  Now is a great time to take another look at what nee...
11/10/2008
2 Comments
In case you are mourning your loss of a Texan in the White House, here's another man's ceiling: (JOKE) One sunny day in January, 2009 an old man approached the White House from across Pennsylvania Avenue, where he'd beensitting on a park bench. He spoke to the U.S. Marine standing guard and said,...
11/04/2008
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Susan Templeton

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