Talking Loans with the Loanmonarch

By
Mortgage and Lending - C2 Financial - NMLS #279125
My blog is intended to inform, educate and de-mystify the lending process for professionals and laypersons alike. There are usually two solutions to every human problem...including obtaining a mortgage! Contact me for any of your financing needs or questions. You deserve to understand what is happening throughout the mortgage process
RECENT BLOG POSTS
Some time ago I read an article that purported up to 50% of the elementary students were living on one or more prescription drugs.  I cannot say which I found more appalling:  The fact that school's are requiring the "drugging" of students to keep them in line or that parent's are so willing to n...
07/26/2010
I have never owned a scale.  And, I avoid using them at all costs.  And, I don't diet.  Much like age, weight is just a number to me.  Instead, I let my wardrobe dictate my success with weight and I am managing just fine without any pills, programs or celebrities.First and foremost it is importan...
07/25/2010
Important information to be shared with all citizens in our community.Homeless Prevention at Marine Corps Base Camp Pendleton CA A recent joint effort between The Department of Housing and Urban Development (HUD) and The Department of Veterans Affairs (VA) announced earlier this week their progra...
07/25/2010
I love John Denver.  Always have, and one of my biggest regrets is that I never saw him live in concert.  It was always some thing I was going to do and his untimely death took away that opportunity.  I love his optimism, his dedication to the environment and, just maybe, I love how he reminds me...
07/23/2010
This is a great example of why being preapproved for a mortgage makes a substantial difference.  Dorie really nails it!I was reading several blogs this morning and the one Judi Barrett with Integrity Real Estate wrote on Homebuyers needing to get qualified: " Home Buyers, Please Don't be Offended...
07/22/2010
Some posive news for San Diego County residents.  Remember to look at local markets, not the national trend, when assessing the advantages of purchasing a home.  In and around San Diego?  Best time to buy in many, many years! Every time John Mulkey, the Housing Guru in Waleska, Georgia, gets a Fe...
07/22/2010
For the most part, lending deals with the "here and now".  What is your employment today and what are the figures today?  However, there are quite a few circumstances where either the past or the future can totally impact the income qualifications for a mortgage.  And, this is precisely why a "ro...
07/21/2010
You really have to give the media some credit for keeping all eyes on the headlines.  I opened a couple news channels and they were reporting that pregnancy may prohibit you from getting a loan.  Whoa?  Really? So I am going to start start telling consumers "You're preggers, eh?  Congratulations!...
07/21/2010
Ken Cook has done a masterful job of explaining the distinction between prequals, preapprovals and a letter of commitment from a lender.  I would encourage every agent to print out his post and provide it to sellers and buyers alike.  The recent discussions on this topic have exposed a wide degre...
07/21/2010
Do other real agents like you?  I mean, really like working with you?  Or, do they dread seeing your name on the contract?  What is your reputation with others in your profession?I think this is a question every home seller should be asking at every listing presentation.  Yes, the Internet market...
07/20/2010
Rainmaker
159,841

Deborah "Dee Dee" Garvin

C2 Financial
local_phone(619) 906-6288
smartphone(619) 906-6288
Contact The Author
View Deborah Garvin's profile on LinkedIn
Deborah Garvin reviews
Reviews on Zillow
627960
"I contacted Deborah after reading a write-up written by her showing me that she is very familiar with the latest mortgage rules and guidelines. After ... more "
5.0/5.0
by mcjeanne
507181
"I would recommend Deborah Garvin if anyone needs a mortgage right away, she is so detailed and professional and she knows to ask the right questions ... more "
5.0/5.0
by paulperret85