Home Loans in Virginia, Maryland, SC, GA, & DC

As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?”If you’ve missed a couple of credit card payments and your credit score is still recovering, or you once filed for bankruptcy, there are still loan options that will allow you to achieve you...

 Ok, in case you have not guessed it yet.  E-A-G-L-E-S!  I have been an avid Eagles fan for as long as I can remember.  Back in 2018 I was on the front row at the parade.  To see the city come together was greatThe Eagles are probably the most balanced team in the league so I like our odds of win...

The very first step in buying a home is making the decision that you’re ready to buy.  The next step after that is determining how much you can afford and what your financing options are.Getting pre-approved by a lender will help you accomplish both of those. It will also help set you apart from ...

When you're applying for a mortgage, you want to find the lender that will give you the best deal. 🕵️‍ But how do you know what that is? Check out our article that breaks down the difference between APR and interest rates to help you make the most informed decision! To get to a proper comparison,...

If the score you received from different sites looks different from the one you are used to seeing, this may be normal. We recommend you check the following: Score model: There are many scoring models, and they may weigh certain information in your reports more heavily than other factors. For exa...

Inflation has been in the news and on the minds of just about everyone throughout the past year. Now there’s a new concern emerging – the possibility of a recession.For some, the term recession evokes concern. You may be questioning what this will mean for your finances and for the economy as a w...

Real estate agents are an essential part of the home buying process. They know your local area, they have connections that can win you the house you love, and their negotiation skills will help you stay within your budget. Use these tips to help you choose an agent who will be your real estate su...

Your appraisal coming back lower than your offer does not mean that it is time to press the panic button. With some creative solutions from your loan officer, you should still be able to get the deal done. Appraisals are an important part of the mortgage process, mainly because they ensure that y...

Why are “Credit Karma scores” so different than the scores you pull as a lender? Credit Karma uses Vantage scores and Lenders use FICO scores. Bottom line, they calculate the scores differently. Major Differences are Late payments over 2 years (not scored in Vantage), Medical collections (not sco...

Within the past almost two years, the furniture industry has come to a slow crawl and it’s not due to a lack of furniture buyers. Many customers have placed orders only to be told it could take 6 months to a year to receive their orders. While other companies may have furniture items in stock, yo...