Home Loans in Virginia, Maryland, SC, GA, & DC

We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a nice view of the sunset each evening. While it’s easy to visualize what you want your house to look like, the financial aspect might seem more out of reach. We will int...

Buying your first home doesn’t have to be out of reach.  Here are the 4 tips on how to budget; 1.The 28% rule. Try to keep your mortgage under 28% of your gross income each month. 2.Choose a home you can handle. Bigger isn't always better, especially if heating and cooling costs break the budget....

Moving into a new home can be a stressful time, and even more so during a global pandemic.  Here are some tips to help mitigate that risk and maintain your health – and that of any movers who are assisting you – if you are moving to a new home during this time.1.Follow Local Health and Safety Ord...

First Heritage Mortgage rises to No. 4 Best Mortgage Company to Work For in National Ranking First Heritage Mortgage (FHM) has risen to No. 4 among mid-size companies in the 2021 Best Mortgage Companies to Work For rankings. National Mortgage News is now in its third year of recognizing the indus...

March 25th is celebrated as International Waffle day! Did you know that the origin of the Waffle dates back to the 1300s in Greece? This holiday originated in Sweden and is called  Våffeldagen. Greeks cooked flat cakes between two metal pans. At the time, they topped it with cheeses and herbs. Wa...

Buying a house requires a lot of time and effort, it is one of the most significant financial decisions you'll make in your lifetime.Here are 5 keys to being prepared to make your first offer. Know what you can afford and how much cash you will need. Remember that there are more costs to consider...

A good credit score is important for more reasons than just obtaining new credit. These days, it can factor into everything from landing a new job to getting the best deal on your insurance policies. It's more important than ever to avoid late payments on your mortgage! What can you do for missed...

A lot of problems arise in our world today and it is very easy to get overwhelmed by all this negativity.  Although sometimes we cannot stop ourselves from feeling certain negative emotions, the truth is we have to power to choose how to deal with such negative emotions and would not allow them t...

They say “fill your life with love and laughter until there is no more room for worry’. Life is an endless journey and each day starts a new beginning and a new chapter of our life. But are we keeping track of it and the different experiences that this life brings? This may be the right time to s...

International Women's Day is celebrated on 8 March around the world. The focus of this movement is on women workers and advancing women's rights in the workforce, politics, and society. This day also marks for accelerating women's equality regardless of gender. As they say; Here’s to strong women...